Guadalupe, CA vs San Diego, CA: Cost of Living

Which city costs less?

San Diego, CA has a modeled overall cost index 37.0% higher than Guadalupe, CA.

Guadalupe, CA · modeled 2BR rent
$2,730 / month
San Diego, CA · modeled 2BR rent
$3,360 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Guadalupe, CA and San Diego, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $2,556/month in San Diego, CA

$150,000 in your current city has a modeled equivalent of $180,675 in San Diego, CA

Regional cost estimates: Guadalupe, CA uses Oxnard, CA. San Diego, CA uses San Diego-Chula Vista-Carlsbad, CA Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 37.0%
More expensive
Monthly Impact
$2,556
Extra cost
Annual Impact
$30.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Guadalupe, CA

Population:9K
Cost Index:
105.1
100 = national average
Typical Home:$546K

San Diego, CA

Population:1387K
Cost Index:
144.0
100 = national average
Typical Home:$980K

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Guadalupe, CA

The Golden State

9K
Population
State Tax
Yes

Located in California, this city has a population of 9K residents.

San Diego, CA

The Golden State

1.4M
Population
State Tax
Yes
Climate
Semi-arid Mediterranean

Notable Facts

  • •Year-round perfect weather
  • •Major military presence
  • •Biotech hub

Major Industries

MilitaryTechnologyTourismBiotechnology

Cost Breakdown by Category

Estimated monthly spending: Guadalupe, CA vs San Diego, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 52.1%
Guadalupe, CA
$3,129
San Diego, CA
$4,759
Difference
$1,630
more
Other
↑ 33.0%
Guadalupe, CA
$1,295
San Diego, CA
$1,724
Difference
$428
more
Groceries
↑ 22.4%
Guadalupe, CA
$803
San Diego, CA
$983
Difference
$180
more
Healthcare
↑ 36.4%
Guadalupe, CA
$426
San Diego, CA
$581
Difference
$155
more
All Utilities
↑ 34.0%
Guadalupe, CA
$431
San Diego, CA
$578
Difference
$147
more
Transportation
↑ 1.1%
Guadalupe, CA
$1,415
San Diego, CA
$1,431
Difference
$15.92
more

🏠Rent Comparison

Studio
From$2,150
To$2,565
↑ $415
1 Bed
From$2,420
To$2,755
↑ $335
2 Bed
From$2,730
To$3,360
↑ $630
3 Bed
From$3,610
To$4,475
↑ $865
Guadalupe, CAZIP-level data

1BR range: $2,420–$2,420/mo

San Diego, CAZIP-level data

1BR range: $1,980–$3,690/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Guadalupe, CA
$10,056
Monthly in San Diego, CA
$2,556
Difference

Home Values

Guadalupe
San Diego
$546K
Median Value
$980K
↓ -0.1%
YoY Change
↓ -3%
↑ +39.1%
5-Year Change
↑ +37.4%
$546K
Price Range
$598K - $2.01M

Homes in San Diego are 79% more expensive than Guadalupe

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Guadalupe, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

San Diego, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Guadalupe, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

San Diego, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Guadalupe
San Diego
50 Good
Air Quality
71 Moderate
52.2%
Good Air Days
12.8%
99 High
Climate Risk
100 Very High
🔥🌊🫨
Top Hazards
🔥🌊🌡
▲+2.0°F
2050 Outlook
▲+2.1°F
2 days
Heat Days >95°F
1 days
▲+2.0°F
2050 Outlook
▲+2.1°F
2 days
Heat Days >95°F
1 days

Before moving from Guadalupe, CA to San Diego, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in San Diego, CA for the same bedroom count and included utilities as your home in Guadalupe, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Guadalupe to San Diego moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to San Diego, CA by cost, housing, population and region.

Frequently Asked Questions: Guadalupe, CA vs San Diego, CA

How do the cost estimates for Guadalupe, CA and San Diego, CA compare?

San Diego, CA has a modeled overall cost index 37.0% higher than Guadalupe, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Guadalupe, CA, the model estimates $180,675 in San Diego, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Guadalupe, CA and San Diego, CA?

The modeled two-bedroom rents are $2,730/month in Guadalupe, CA and $3,360/month in San Diego, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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