Gun Barrel City, TX vs Bloomfield, NM: Cost of Living

Which city costs less?

Bloomfield, NM has a modeled overall cost index 8.4% lower than Gun Barrel City, TX.

Gun Barrel City, TX · modeled 2BR rent
$1,090 / month
Bloomfield, NM · modeled 2BR rent
$1,020 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Gun Barrel City, TX and Bloomfield, NM using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated savings: $440/month in Bloomfield, NM

$150,000 in your current city has a modeled equivalent of $144,724 in Bloomfield, NM

Regional cost estimates: Gun Barrel City, TX uses Dallas, TX. Bloomfield, NM uses Albuquerque, NM. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 8.4%
Less expensive
Monthly Impact
$440
Savings
Annual Impact
$5.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Gun Barrel City, TX

Population:7K
Cost Index:
87.9
100 = national average
Typical Home:$271K

Bloomfield, NM

Population:7K
Cost Index:
80.5
100 = national average
Typical Home:$241K

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Gun Barrel City, TX

The Lone Star State

7K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 7K residents.

💡 Advantage: Texas has no state income tax!

Bloomfield, NM

The Land of Enchantment

7K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 7K residents.

Cost Breakdown by Category

Estimated monthly spending: Gun Barrel City, TX vs Bloomfield, NM

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 6.8%
Gun Barrel City, TX
$2,136
Bloomfield, NM
$1,990
Difference
$146
less
Healthcare
↓ 14.9%
Gun Barrel City, TX
$673
Bloomfield, NM
$573
Difference
$99.90
less
Other
↓ 5.4%
Gun Barrel City, TX
$1,762
Bloomfield, NM
$1,667
Difference
$94.33
less
All Utilities
↓ 11.8%
Gun Barrel City, TX
$599
Bloomfield, NM
$528
Difference
$70.96
less
Groceries
↓ 3.3%
Gun Barrel City, TX
$1,042
Bloomfield, NM
$1,008
Difference
$34.62
less
Transportation
↑ 0.5%
Gun Barrel City, TX
$1,288
Bloomfield, NM
$1,295
Difference
$6.15
more

🏠Rent Comparison

Studio
From$870
To$830
↓ $40.00
1 Bed
From$900
To$830
↓ $70.00
2 Bed
From$1,090
To$1,020
↓ $70.00
3 Bed
From$1,390
To$1,420
↑ $30.00
Gun Barrel City, TXZIP-level data

1BR range: $900–$900/mo

Bloomfield, NMZIP-level data

1BR range: $830–$830/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Gun Barrel City, TX
$7,060
Monthly in Bloomfield, NM
$440
Difference

Home Values

Gun Barrel City
Bloomfield
$271K
Median Value
$241K
↓ -0.1%
YoY Change
↑ +3.3%
↑ +26.2%
5-Year Change
↑ +23.4%

Homes in Bloomfield are 11% less expensive than Gun Barrel City

Calculate payment - Gun Barrel CityCalculate payment - Bloomfield

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $7.1K
More taxes
Monthly Difference
$589
Less take-home
Effective Rate Diff
4.7%
Rate difference

Gun Barrel City, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Bloomfield, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

Additional Tax Information

Gun Barrel City, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Bloomfield, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Gun Barrel City
Bloomfield
55 Moderate
Air Quality
61 Moderate
35.2%
Good Air Days
27.3%
100 Very High
Climate Risk
94 High
🌊🌡🌪
Top Hazards
🌊
▲+2.7°F
2050 Outlook
▲+3.0°F
90 days
Heat Days >95°F
63 days
▲+2.7°F
2050 Outlook
▲+3.0°F
90 days
Heat Days >95°F
63 days

Before moving from Gun Barrel City, TX to Bloomfield, NM

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Bloomfield, NM for the same bedroom count and included utilities as your home in Gun Barrel City, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Gun Barrel City to Bloomfield moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Bloomfield, NM by cost, housing, population and region.

Frequently Asked Questions: Gun Barrel City, TX vs Bloomfield, NM

How do the cost estimates for Gun Barrel City, TX and Bloomfield, NM compare?

Bloomfield, NM has a modeled overall cost index 8.4% lower than Gun Barrel City, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Gun Barrel City, TX, the model estimates $144,724 in Bloomfield, NM. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Gun Barrel City, TX and Bloomfield, NM?

The modeled two-bedroom rents are $1,090/month in Gun Barrel City, TX and $1,020/month in Bloomfield, NM. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Texas and New Mexico on TaxTakeHome.com

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