Gunter, TX vs Angel Fire, NM: Cost of Living

Which city costs less?

Angel Fire, NM has a modeled overall cost index 23.3% lower than Gunter, TX.

Gunter, TX · modeled 2BR rent: $1,720 / month
Angel Fire, NM · modeled 2BR rent: $1,460 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Gunter, TX and Angel Fire, NM using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Gunter, TX

Numbers update automatically as you type

Estimated savings: $1,483/month in Angel Fire, NM

$150,000 in your current city has a modeled equivalent of $132,199 in Angel Fire, NM

Regional cost estimates: Gunter, TX uses Plano, TX. Angel Fire, NM uses Albuquerque, NM. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 23.3%

Less expensive

Monthly Impact

$1,483

Savings

Annual Impact

$17.8K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Gunter, TX

Population:2K

Cost Index:

95.0

100 = national average

Typical Home:$663K

Angel Fire, NM

Population:1K

Cost Index:

72.8

100 = national average

Typical Home:$495K

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Gunter, TX

The Lone Star State

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 2K residents.

💡 Advantage: Texas has no state income tax!

Angel Fire, NM

The Land of Enchantment

Population

State Tax

Yes

Located in New Mexico, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Gunter, TX vs Angel Fire, NM

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Gunter, TX	Angel Fire, NM	Difference	Change
Housing	$2,263/mo	$1,670/mo	↓ $593less	26.2%
Other	$1,827/mo	$1,399/mo	↓ $427less	23.4%
Transportation	$1,231/mo	$1,086/mo	↓ $145less	11.8%
Healthcare	$633/mo	$505/mo	↓ $128less	20.2%
All Utilities	$564/mo	$466/mo	↓ $98.09less	17.4%
Groceries	$981/mo	$889/mo	↓ $92.26less	9.4%

Housing

↓ 26.2%

Gunter, TX

$2,263

Angel Fire, NM

$1,670

Difference

$593

less

Other

↓ 23.4%

Gunter, TX

$1,827

Angel Fire, NM

$1,399

Difference

$427

less

Transportation

↓ 11.8%

Gunter, TX

$1,231

Angel Fire, NM

$1,086

Difference

$145

less

Healthcare

↓ 20.2%

Gunter, TX

$633

Angel Fire, NM

$505

Difference

$128

less

All Utilities

↓ 17.4%

Gunter, TX

$564

Angel Fire, NM

$466

Difference

$98.09

less

Groceries

↓ 9.4%

Gunter, TX

$981

Angel Fire, NM

$889

Difference

$92.26

less

🏠Rent Comparison

Studio

From$1,390

To$1,100

↓ $290

1 Bed

From$1,390

To$1,330

↓ $60.00

2 Bed

From$1,720

To$1,460

↓ $260

3 Bed

From$2,390

To$1,950

↓ $440

Gunter, TXZIP-level data

1BR range: $1,390–$1,390/mo

Angel Fire, NMZIP-level data

1BR range: $1,330–$1,330/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Gunter, TX

$6,017

Monthly in Angel Fire, NM

$1,483

Difference

Home Values

Gunter

Angel Fire

$663K

Median Value

$495K

↑ +0.5%

YoY Change

↓ -0.4%

↑ +54.3%

5-Year Change

↑ +46.4%

Homes in Angel Fire are 25% less expensive than Gunter

Calculate payment - Gunter Calculate payment - Angel Fire

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$589

Less take-home

Effective Rate Diff

4.7%

Rate difference

Gunter, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Angel Fire, NM

Federal Income Tax

Effective: 18.9%

$25.5K

New Mexico State Tax

Effective: 4.7%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,826/month

$105.9K

Additional Tax Information

Gunter, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Angel Fire, NM Tax Rates

Sales Tax:7.6%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Gunter

Angel Fire

40 Good

Air Quality

61 Moderate

77.5%

Good Air Days

27.3%

99 High

Climate Risk

94 High

🌊🌡🌪

Top Hazards

🌊

▲+2.7°F

2050 Outlook

▲+3.0°F

81 days

Heat Days >95°F

63 days

▲+2.7°F

2050 Outlook

▲+3.0°F

81 days

Heat Days >95°F

63 days

Before moving from Gunter, TX to Angel Fire, NM

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Angel Fire, NM for the same bedroom count and included utilities as your home in Gunter, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Gunter to Angel Fire moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Angel Fire, NM by cost, housing, population and region.

Frequently Asked Questions: Gunter, TX vs Angel Fire, NM

How do the cost estimates for Gunter, TX and Angel Fire, NM compare?

Angel Fire, NM has a modeled overall cost index 23.3% lower than Gunter, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Gunter, TX, the model estimates $132,199 in Angel Fire, NM. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Gunter, TX and Angel Fire, NM?

The modeled two-bedroom rents are $1,720/month in Gunter, TX and $1,460/month in Angel Fire, NM. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Texas and New Mexico on TaxTakeHome.com