Is Nashville, TN cheaper than Haines City, FL?

Based on cost of living data, Nashville, TN is 5.1% more expensive than Haines City, FL. This translates to spending an extra $381 per month.

What salary do I need in Nashville, TN to live like I do in Haines City, FL?

If you earn $150,000 in Haines City, FL, you'd need approximately $154,576.73 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Haines City, FL and Nashville, TN?

Housing in Nashville, TN is 14.5% more expensive than in Haines City, FL. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,416/month in Haines City, FL.

How much can I save per month by moving from Haines City, FL to Nashville, TN?

Living in Nashville, TN costs approximately $381 more per month than Haines City, FL, or $4577 more per year, based on a $150,000 salary.

Haines City, FL vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Haines City, FL — COL adjusted from Orlando, FL area + state data

Current salary in Haines City, FL

Numbers update automatically as you type

You'd spend $381/month more in Nashville, TN

$150.0K in your current city equals $154.6K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Orlando-Kissimmee-Sanford, FL area

Overall Cost

↑ 5.1%

More expensive

Monthly Impact

$381

Extra cost

Annual Impact

$4.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Haines City, FL

Population:37K

Cost Index:100

Median Home:$390K

Nashville, TN

Population:689K

Cost Index:105

Median Home:$489K

Haines City, FL

The Sunshine State

37K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 37K residents.

💡 Advantage: Florida has no state income tax!

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Haines City, FL vs Nashville, TN

Category	Haines City, FL	Nashville, TN	Difference	Change
🏠Housing	$2,315/mo	$2,651/mo	↑ $336more	14.5%
📦Other	$1,720/mo	$1,942/mo	↑ $221more	12.9%
🚗Transportation	$1,222/mo	$1,284/mo	↑ $62.14more	5.1%
🏥Healthcare	$556/mo	$607/mo	↑ $51.14more	9.2%
🛒Groceries	$994/mo	$949/mo	↓ $44.98less	4.5%
⚡All Utilities	$560/mo	$519/mo	↓ $40.59less	7.3%

🏠Housing

↑ 14.5%

Haines City, FL

$2,315

Nashville, TN

$2,651

Difference

$336

📦Other

↑ 12.9%

Haines City, FL

$1,720

Nashville, TN

$1,942

Difference

$221

🚗Transportation

↑ 5.1%

Haines City, FL

$1,222

Nashville, TN

$1,284

Difference

$62.14

🏥Healthcare

↑ 9.2%

Haines City, FL

$556

Nashville, TN

$607

Difference

$51.14

🛒Groceries

↓ 4.5%

Haines City, FL

$994

Nashville, TN

$949

Difference

$44.98

less

⚡All Utilities

↓ 7.3%

Haines City, FL

$560

Nashville, TN

$519

Difference

$40.59

less

🏠Rent Comparison

Studio

From$971

To$1,600

↑ $629

1 Bed

From$1,132

To$1,680

↑ $548

2 Bed

From$1,416

To$1,840

↑ $424

3 Bed

From$1,941

To$2,350

↑ $409

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,367

Monthly in Haines City, FL

$7,952

Monthly in Nashville, TN

$585

Difference

Home Values

Haines City

Nashville

Median Value

$489K

YoY Change

↓ -2.1%

5-Year Change

↑ +32.1%

Price Range

$320K - $1.16M

Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Haines City, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Haines City, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.