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Cost of Living Comparison 2026

๐Ÿ“ Haltom City, TX โ€” ZIP-level rent data ยท COL adjusted from Fort Worth, TX area

$

Numbers update automatically as you type

You'd spend $693/month more in Charlotte, NC

$150.0K in your current city equals $158.3K in Charlotte, NC

Rent data from HUD ZIP-level estimates ยท COL index from Dallas-Fort Worth-Arlington, TX area
Overall Cost
โ†‘ 9.2%
More expensive
Monthly Impact
$693
Extra cost
Annual Impact
$8.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Haltom City, TX

Population:45K
Cost Index:100
Median Home:$225K

Charlotte, NC

Population:875K
Cost Index:109
Median Home:$399K

Haltom City, TX

The Lone Star State

45K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 45K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor banking center
  • โ€ขNASCAR headquarters
  • โ€ขQueen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Haltom City, TX vs Charlotte, NC

๐Ÿ Housing
โ†‘ 31.3%
Haltom City, TX
$1,880
Charlotte, NC
$2,469
Difference
$589
more
๐Ÿ›’Groceries
โ†‘ 11.3%
Haltom City, TX
$889
Charlotte, NC
$989
Difference
$101
more
๐Ÿ“ฆOther
โ†‘ 6.0%
Haltom City, TX
$1,612
Charlotte, NC
$1,707
Difference
$95.96
more
๐ŸฅHealthcare
โ†‘ 8.7%
Haltom City, TX
$587
Charlotte, NC
$638
Difference
$51.16
more
โšกAll Utilities
โ†“ 1.7%
Haltom City, TX
$528
Charlotte, NC
$519
Difference
$9.16
less
๐Ÿš—Transportation
โ†‘ 0.2%
Haltom City, TX
$1,200
Charlotte, NC
$1,202
Difference
$1.97
more

๐Ÿ Rent Comparison

Studio
From$953
To$1,630
โ†‘ $677
1 Bed
From$985
To$1,710
โ†‘ $725
2 Bed
From$1,152
To$1,870
โ†‘ $718
3 Bed
From$1,517
To$2,300
โ†‘ $783
Haltom City, TXZIP-level data

1BR range: $1,240โ€“$1,240/mo

Charlotte, NCZIP-level data

1BR range: $1,340โ€“$2,310/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,696
Monthly in Haltom City, TX
$7,525
Monthly in Charlotte, NC
$829
Difference

Home Values

Haltom City
Charlotte
$225K
Median Value
$399K
โ†“ -6.8%
YoY Change
โ†“ -1.1%
โ†‘ +26.5%
5-Year Change
โ†‘ +40.8%
$225K
Price Range
$293K - $1.57M

Homes in Charlotte are 77% more expensive than Haltom City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $7.1K
More taxes
Monthly Difference
$594
Less take-home
Effective Rate Diff
4.7%
Rate difference

Haltom City, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Haltom City, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Haltom City
Charlotte
54 Moderate
Air Quality
51 Moderate
35.5%
Good Air Days
46.2%
99 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
94 days
Heat Days >95ยฐF
36 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
94 days
Heat Days >95ยฐF
36 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Texas and North Carolina on TaxTakeHome.com

Where your money goes further

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Similar cost to Charlotte, NC

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