Hamilton, IL vs Villa Grove, IL: Cost of Living

Which city costs less?

Villa Grove, IL has a modeled overall cost index 0.7% higher than Hamilton, IL.

Hamilton, IL · modeled 2BR rent
$990 / month
Villa Grove, IL · modeled 2BR rent
$980 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Hamilton, IL and Villa Grove, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $65.12/month in Villa Grove, IL

$150,000 in your current city has a modeled equivalent of $150,781 in Villa Grove, IL

Regional cost estimates: Hamilton, IL uses St. Louis, MO. Villa Grove, IL uses Indianapolis, IN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 0.7%
More expensive
Monthly Impact
$65.12
Extra cost
Annual Impact
$781
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Hamilton, IL

Population:3K
Cost Index:
76.2
100 = national average
Typical Home:$116K

Villa Grove, IL

Population:2K
Cost Index:
76.7
100 = national average
Typical Home:$127K

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Hamilton, IL

The Prairie State

3K
Population
State Tax
Yes

Located in Illinois, this city has a population of 3K residents.

Villa Grove, IL

The Prairie State

2K
Population
State Tax
Yes

Located in Illinois, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Hamilton, IL vs Villa Grove, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 4.9%
Hamilton, IL
$1,897
Villa Grove, IL
$1,990
Difference
$92.87
more
Healthcare
↑ 11.0%
Hamilton, IL
$634
Villa Grove, IL
$704
Difference
$69.60
more
All Utilities
↓ 5.8%
Hamilton, IL
$645
Villa Grove, IL
$607
Difference
$37.37
less
Groceries
↓ 2.8%
Hamilton, IL
$1,143
Villa Grove, IL
$1,111
Difference
$32.24
less
Transportation
↓ 1.6%
Hamilton, IL
$1,370
Villa Grove, IL
$1,348
Difference
$21.42
less
Other
↓ 0.3%
Hamilton, IL
$1,811
Villa Grove, IL
$1,804
Difference
$6.33
less

🏠Rent Comparison

Studio
From$680
To$820
↑ $140
1 Bed
From$860
To$850
↓ $10.00
2 Bed
From$990
To$980
↓ $10.00
3 Bed
From$1,200
To$1,270
↑ $70.00
Hamilton, ILZIP-level data

1BR range: $860–$860/mo

Villa Grove, ILZIP-level data

1BR range: $850–$850/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Hamilton, IL
$7,565
Monthly in Villa Grove, IL
$65.12
Difference

Home Values

Hamilton
Villa Grove
$116K
Median Value
$127K
↑ +3.6%
YoY Change
↑ +7.1%
↑ +9.9%
5-Year Change
↑ +51.7%

Homes in Villa Grove are 9% more expensive than Hamilton

Calculate payment - HamiltonCalculate payment - Villa Grove

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Hamilton, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Villa Grove, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Hamilton, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Villa Grove, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hamilton
Villa Grove
54 Moderate
Air Quality
54 Moderate
38%
Good Air Days
36.6%
99 High
Climate Risk
97 High
🌊🌡🫨
Top Hazards
🌊🌡🌪
▲+3.0°F
2050 Outlook
▲+3.1°F
39 days
Heat Days >95°F
18 days
▲+3.0°F
2050 Outlook
▲+3.1°F
39 days
Heat Days >95°F
18 days

Before moving from Hamilton, IL to Villa Grove, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Villa Grove, IL for the same bedroom count and included utilities as your home in Hamilton, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Hamilton to Villa Grove moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Villa Grove, IL by cost, housing, population and region.

Frequently Asked Questions: Hamilton, IL vs Villa Grove, IL

How do the cost estimates for Hamilton, IL and Villa Grove, IL compare?

Villa Grove, IL has a modeled overall cost index 0.7% higher than Hamilton, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Hamilton, IL, the model estimates $150,781 in Villa Grove, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Hamilton, IL and Villa Grove, IL?

The modeled two-bedroom rents are $990/month in Hamilton, IL and $980/month in Villa Grove, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Similar cost to Villa Grove, IL

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