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Cost of Living Comparison 2026

๐Ÿ“ Hamilton, OH โ€” ZIP-level rent data ยท COL adjusted from Cincinnati, OH area

$

Numbers update automatically as you type

You'd spend $2.1K/month more in Denver, CO

$150.0K in your current city equals $175.2K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from Cincinnati, OH-KY-IN area
Overall Cost
โ†‘ 28.0%
More expensive
Monthly Impact
$2,101
Extra cost
Annual Impact
$25.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Hamilton, OH

Population:63K
Cost Index:100
Median Home:$356K

Denver, CO

Population:716K
Cost Index:128
Median Home:$513K

Hamilton, OH

The Buckeye State

63K
Population
State Tax
Yes

Located in Ohio, this city has a population of 63K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Hamilton, OH vs Denver, CO

๐Ÿ Housing
โ†‘ 79.8%
Hamilton, OH
$1,806
Denver, CO
$3,248
Difference
$1,442
more
๐Ÿš—Transportation
โ†‘ 24.5%
Hamilton, OH
$1,174
Denver, CO
$1,462
Difference
$288
more
๐Ÿ“ฆOther
โ†‘ 14.4%
Hamilton, OH
$1,552
Denver, CO
$1,774
Difference
$223
more
๐Ÿ›’Groceries
โ†‘ 13.9%
Hamilton, OH
$903
Denver, CO
$1,029
Difference
$126
more
๐ŸฅHealthcare
โ†‘ 14.1%
Hamilton, OH
$554
Denver, CO
$632
Difference
$77.98
more
โšกAll Utilities
โ†‘ 13.7%
Hamilton, OH
$456
Denver, CO
$519
Difference
$62.74
more

๐Ÿ›๏ธ Local Income Taxes

Hamilton, OH: Hamilton Municipal Income Tax$3,000/yr (2.0%)
Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)
Net difference-$2,931/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$747
To$1,720
โ†‘ $973
1 Bed
From$821
To$1,840
โ†‘ $1,019
2 Bed
From$1,059
To$2,190
โ†‘ $1,131
3 Bed
From$1,395
To$2,870
โ†‘ $1,475
Hamilton, OHZIP-level data

1BR range: $1,000โ€“$1,000/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,445
Monthly in Hamilton, OH
$8,665
Monthly in Denver, CO
$2,219
Difference

Home Values

Hamilton
Denver
$356K
Median Value
$513K
โ†‘ +3.9%
YoY Change
โ†“ -4.2%
โ†‘ +43.1%
5-Year Change
โ†‘ +13%
$356K
Price Range
$352K - $933K

Homes in Denver are 44% more expensive than Hamilton

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $2.2K
More taxes
Monthly Difference
$181
Less take-home
Effective Rate Diff
1.4%
Rate difference

Hamilton, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Hamilton, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hamilton
Denver
52 Moderate
Air Quality
55 Moderate
44.8%
Good Air Days
35.2%
96 High
Climate Risk
95 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
29 days
Heat Days >95ยฐF
28 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
29 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Ohio and Colorado on TaxTakeHome.com

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