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Cost of Living Comparison 2026

๐Ÿ“ Hamilton, OH โ€” ZIP-level rent data ยท COL adjusted from Cincinnati, OH area

$

Numbers update automatically as you type

You'd spend $1.5K/month more in Phoenix, AZ

$150.0K in your current city equals $168.1K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from Cincinnati, OH-KY-IN area
Overall Cost
โ†‘ 20.1%
More expensive
Monthly Impact
$1,508
Extra cost
Annual Impact
$18.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Hamilton, OH

Population:63K
Cost Index:100
Median Home:$356K

Phoenix, AZ

Population:1608K
Cost Index:120
Median Home:$414K

Hamilton, OH

The Buckeye State

63K
Population
State Tax
Yes

Located in Ohio, this city has a population of 63K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Hamilton, OH vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 54.4%
Hamilton, OH
$1,806
Phoenix, AZ
$2,788
Difference
$982
more
๐Ÿš—Transportation
โ†‘ 26.9%
Hamilton, OH
$1,174
Phoenix, AZ
$1,489
Difference
$315
more
๐Ÿ“ฆOther
โ†‘ 8.1%
Hamilton, OH
$1,552
Phoenix, AZ
$1,677
Difference
$126
more
โšกAll Utilities
โ†‘ 23.0%
Hamilton, OH
$456
Phoenix, AZ
$561
Difference
$105
more
๐Ÿ›’Groceries
โ†‘ 6.6%
Hamilton, OH
$903
Phoenix, AZ
$963
Difference
$59.99
more
๐ŸฅHealthcare
โ†‘ 6.2%
Hamilton, OH
$554
Phoenix, AZ
$589
Difference
$34.61
more

๐Ÿ›๏ธ Local Income Taxes

Hamilton, OH: Hamilton Municipal Income Tax$3,000/yr (2.0%)

Phoenix, AZ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$747
To$1,390
โ†‘ $643
1 Bed
From$821
To$1,510
โ†‘ $689
2 Bed
From$1,059
To$1,750
โ†‘ $691
3 Bed
From$1,395
To$2,330
โ†‘ $935
Hamilton, OHZIP-level data

1BR range: $1,000โ€“$1,000/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,445
Monthly in Hamilton, OH
$8,068
Monthly in Phoenix, AZ
$1,622
Difference

Home Values

Hamilton
Phoenix
$356K
Median Value
$414K
โ†‘ +3.9%
YoY Change
โ†“ -3.1%
โ†‘ +43.1%
5-Year Change
โ†‘ +30.2%
$356K
Price Range
$274K - $957K

Homes in Phoenix are 16% more expensive than Hamilton

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $806
More taxes
Monthly Difference
$67.13
Less take-home
Effective Rate Diff
0.5%
Rate difference

Hamilton, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Hamilton, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hamilton
Phoenix
52 Moderate
Air Quality
77 Moderate
44.8%
Good Air Days
9%
96 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
29 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
29 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Ohio and Arizona on TaxTakeHome.com

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