Hamilton, OH vs West Des Moines, IA: Cost of Living

Which city costs less?

West Des Moines, IA has a modeled overall cost index 2.3% higher than Hamilton, OH.

Hamilton, OH · modeled 2BR rent
$1,290 / month
West Des Moines, IA · modeled 2BR rent
$1,430 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Hamilton, OH and West Des Moines, IA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $234/month in West Des Moines, IA

$150,000 in your current city has a modeled equivalent of $152,803 in West Des Moines, IA

Regional cost estimates: Hamilton, OH uses Cincinnati, OH. West Des Moines, IA uses Des Moines, IA. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 2.3%
More expensive
Monthly Impact
$234
Extra cost
Annual Impact
$2.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Hamilton, OH

Population:63K
Cost Index:
85.9
100 = national average
Typical Home:$356K

West Des Moines, IA

Population:72K
Cost Index:
87.9
100 = national average
Typical Home:$313K

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Hamilton, OH

The Buckeye State

63K
Population
State Tax
Yes

Located in Ohio, this city has a population of 63K residents.

West Des Moines, IA

The Hawkeye State

72K
Population
State Tax
Yes

Located in Iowa, this city has a population of 72K residents.

Cost Breakdown by Category

Estimated monthly spending: Hamilton, OH vs West Des Moines, IA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Healthcare
↑ 21.6%
Hamilton, OH
$645
West Des Moines, IA
$784
Difference
$139
more
Transportation
↑ 3.4%
Hamilton, OH
$1,366
West Des Moines, IA
$1,412
Difference
$46.53
more
Housing
↑ 1.1%
Hamilton, OH
$2,102
West Des Moines, IA
$2,126
Difference
$23.84
more
Other
↑ 1.1%
Hamilton, OH
$1,805
West Des Moines, IA
$1,826
Difference
$20.47
more
All Utilities
↑ 1.7%
Hamilton, OH
$531
West Des Moines, IA
$540
Difference
$9.29
more
Groceries
↓ 0.5%
Hamilton, OH
$1,051
West Des Moines, IA
$1,046
Difference
$5.55
less

🏛️ Local Income Taxes

Hamilton, OH: Hamilton Municipal Income Tax$3,000/yr (2.0%)

West Des Moines, IA has no local income tax recorded in this dataset.

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio
From$910
To$1,150
↑ $240
1 Bed
From$1,000
To$1,205
↑ $205
2 Bed
From$1,290
To$1,430
↑ $140
3 Bed
From$1,700
To$1,945
↑ $245
Hamilton, OHZIP-level data

1BR range: $1,000–$1,000/mo

West Des Moines, IAZIP-level data

1BR range: $1,070–$1,340/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Hamilton, OH
$7,734
Monthly in West Des Moines, IA
$234
Difference

Home Values

Hamilton
West Des Moines
$356K
Median Value
$313K
↑ +3.9%
YoY Change
↑ +1.3%
↑ +43.1%
5-Year Change
↑ +26.8%
$356K
Price Range
$301K - $325K

Homes in West Des Moines are 12% less expensive than Hamilton

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $6.3K
More taxes
Monthly Difference
$523
Less take-home
Effective Rate Diff
4.2%
Rate difference

Hamilton, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

West Des Moines, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Additional Tax Information

Hamilton, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

West Des Moines, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hamilton
West Des Moines
52 Moderate
Air Quality
45 Good
44.8%
Good Air Days
67.5%
96 High
Climate Risk
92 Moderate
🌊🌡🌪
Top Hazards
🌡☀🌪
▲+3.1°F
2050 Outlook
▲+3.4°F
29 days
Heat Days >95°F
25 days
▲+3.1°F
2050 Outlook
▲+3.4°F
29 days
Heat Days >95°F
25 days

Before moving from Hamilton, OH to West Des Moines, IA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in West Des Moines, IA for the same bedroom count and included utilities as your home in Hamilton, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Hamilton to West Des Moines moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to West Des Moines, IA by cost, housing, population and region.

Frequently Asked Questions: Hamilton, OH vs West Des Moines, IA

How do the cost estimates for Hamilton, OH and West Des Moines, IA compare?

West Des Moines, IA has a modeled overall cost index 2.3% higher than Hamilton, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Hamilton, OH, the model estimates $152,803 in West Des Moines, IA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Hamilton, OH and West Des Moines, IA?

The modeled two-bedroom rents are $1,290/month in Hamilton, OH and $1,430/month in West Des Moines, IA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Iowa on TaxTakeHome.com

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