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Cost of Living Comparison 2026

๐Ÿ“ Hamtramck, MI โ€” ZIP-level rent data ยท COL adjusted from Detroit, MI area

$

Numbers update automatically as you type

You'd spend $1.9K/month more in Austin, TX

$150.0K in your current city equals $173.1K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from Detroit-Warren-Dearborn, MI area
Overall Cost
โ†‘ 25.6%
More expensive
Monthly Impact
$1,923
Extra cost
Annual Impact
$23.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Hamtramck, MI

Population:27K
Cost Index:100
Median Home:$125K

Austin, TX

Population:979K
Cost Index:126
Median Home:$558K

Hamtramck, MI

The Great Lakes State

27K
Population
State Tax
Yes

Located in Michigan, this city has a population of 27K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Hamtramck, MI vs Austin, TX

๐Ÿ Housing
โ†‘ 120.7%
Hamtramck, MI
$1,307
Austin, TX
$2,885
Difference
$1,577
more
๐Ÿ“ฆOther
โ†‘ 11.6%
Hamtramck, MI
$1,559
Austin, TX
$1,741
Difference
$182
more
๐Ÿš—Transportation
โ†“ 12.3%
Hamtramck, MI
$1,463
Austin, TX
$1,284
Difference
$179
less
๐ŸฅHealthcare
โ†‘ 8.2%
Hamtramck, MI
$544
Austin, TX
$589
Difference
$44.42
more
๐Ÿ›’Groceries
โ†‘ 4.7%
Hamtramck, MI
$916
Austin, TX
$959
Difference
$43.05
more
โšกAll Utilities
โ†‘ 0.6%
Hamtramck, MI
$538
Austin, TX
$541
Difference
$3.02
more

๐Ÿ›๏ธ Local Income Taxes

Hamtramck, MI: Hamtramck City Income Tax$1,500/yr (1.0%)

Austin, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$618
To$1,585
โ†‘ $967
1 Bed
From$689
To$1,685
โ†‘ $996
2 Bed
From$863
To$1,995
โ†‘ $1,132
3 Bed
From$1,053
To$2,525
โ†‘ $1,472
Hamtramck, MIZIP-level data

1BR range: $870โ€“$870/mo

Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,328
Monthly in Hamtramck, MI
$7,998
Monthly in Austin, TX
$1,670
Difference

Home Values

Hamtramck
Austin
$125K
Median Value
$558K
โ†‘ +2%
YoY Change
โ†“ -5%
โ†‘ +28.7%
5-Year Change
โ†‘ +12.6%
$125K
Price Range
$272K - $1.26M

Homes in Austin are 346% more expensive than Hamtramck

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $6.4K
Per year
Monthly Difference
$531
More take-home
Effective Rate Diff
4.2%
Rate difference

Hamtramck, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Hamtramck, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hamtramck
Austin
55 Moderate
Air Quality
52 Moderate
32.8%
Good Air Days
42.6%
99 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
10 days
Heat Days >95ยฐF
98 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
10 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Michigan and Texas on TaxTakeHome.com

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