Hanover Park, IL vs Cottage Grove, MN: Cost of Living

Which city costs less?

Cottage Grove, MN has a modeled overall cost index 2.6% higher than Hanover Park, IL.

Hanover Park, IL · modeled 2BR rent: $2,290 / month
Cottage Grove, MN · modeled 2BR rent: $2,100 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Hanover Park, IL and Cottage Grove, MN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Hanover Park, IL

Numbers update automatically as you type

Estimated savings: $110/month in Cottage Grove, MN

$150,000 in your current city has a modeled equivalent of $148,680 in Cottage Grove, MN

Regional cost estimates: Hanover Park, IL uses Chicago, IL. Cottage Grove, MN uses Saint Paul, MN. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 2.6%

More expensive

Monthly Impact

$110

Savings

Annual Impact

$1.3K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Hanover Park, IL

Population:36K

Cost Index:

97.9

100 = national average

Typical Home:$414K

Cottage Grove, MN

Population:42K

Cost Index:

100.5

100 = national average

Typical Home:$384K

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Hanover Park, IL

The Prairie State

36K

Population

State Tax

Yes

Located in Illinois, this city has a population of 36K residents.

Cottage Grove, MN

The North Star State

42K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 42K residents.

Cost Breakdown by Category

Estimated monthly spending: Hanover Park, IL vs Cottage Grove, MN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Hanover Park, IL	Cottage Grove, MN	Difference	Change
Transportation	$1,491/mo	$1,294/mo	↓ $198less	13.2%
Healthcare	$555/mo	$725/mo	↑ $170more	30.6%
Housing	$2,450/mo	$2,281/mo	↓ $169less	6.9%
Other	$1,560/mo	$1,617/mo	↑ $56.70more	3.6%
Groceries	$960/mo	$987/mo	↑ $26.73more	2.8%
All Utilities	$484/mo	$487/mo	↑ $3.00more	0.6%

Transportation

↓ 13.2%

Hanover Park, IL

$1,491

Cottage Grove, MN

$1,294

Difference

$198

less

Healthcare

↑ 30.6%

Hanover Park, IL

$555

Cottage Grove, MN

$725

Difference

$170

Housing

↓ 6.9%

Hanover Park, IL

$2,450

Cottage Grove, MN

$2,281

Difference

$169

less

Other

↑ 3.6%

Hanover Park, IL

$1,560

Cottage Grove, MN

$1,617

Difference

$56.70

Groceries

↑ 2.8%

Hanover Park, IL

$960

Cottage Grove, MN

$987

Difference

$26.73

All Utilities

↑ 0.6%

Hanover Park, IL

$484

Cottage Grove, MN

$487

Difference

$3.00

🏠Rent Comparison

Studio

From$1,900

To$1,530

↓ $370

1 Bed

From$2,030

To$1,730

↓ $300

2 Bed

From$2,290

To$2,100

↓ $190

3 Bed

From$2,950

To$2,780

↓ $170

Hanover Park, ILZIP-level data

1BR range: $2,030–$2,030/mo

Cottage Grove, MNZIP-level data

1BR range: $1,730–$1,730/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Hanover Park, IL

$7,390

Monthly in Cottage Grove, MN

$110

Difference

Home Values

Hanover Park

Cottage Grove

$414K

Median Value

$384K

↑ +3.8%

YoY Change

↑ +1.2%

↑ +35.1%

5-Year Change

↑ +18.7%

Homes in Cottage Grove are 7% less expensive than Hanover Park

Calculate payment - Hanover Park Calculate payment - Cottage Grove

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $3.0K

More taxes

Monthly Difference

$251

Less take-home

Effective Rate Diff

2.0%

Rate difference

Hanover Park, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Cottage Grove, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Additional Tax Information

Hanover Park, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Cottage Grove, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hanover Park

Cottage Grove

54 Moderate

Air Quality

36 Good

35.8%

Good Air Days

72.4%

100 Very High

Climate Risk

95 High

🌊🌡🫨

Top Hazards

🌊🌡🌪

▲+3.2°F

2050 Outlook

▲+3.7°F

18 days

Heat Days >95°F

14 days

▲+3.2°F

2050 Outlook

▲+3.7°F

18 days

Heat Days >95°F

14 days

Before moving from Hanover Park, IL to Cottage Grove, MN

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Cottage Grove, MN for the same bedroom count and included utilities as your home in Hanover Park, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Hanover Park to Cottage Grove moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Cottage Grove, MN by cost, housing, population and region.

Frequently Asked Questions: Hanover Park, IL vs Cottage Grove, MN

How do the cost estimates for Hanover Park, IL and Cottage Grove, MN compare?

Cottage Grove, MN has a modeled overall cost index 2.6% higher than Hanover Park, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Hanover Park, IL, the model estimates $148,680 in Cottage Grove, MN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Hanover Park, IL and Cottage Grove, MN?

The modeled two-bedroom rents are $2,290/month in Hanover Park, IL and $2,100/month in Cottage Grove, MN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Minnesota on TaxTakeHome.com