Hanover Park, IL vs Crystal Lake, IL: Cost of Living

Which city costs less?

Crystal Lake, IL has a modeled overall cost index 1.5% lower than Hanover Park, IL.

Hanover Park, IL · modeled 2BR rent: $2,290 / month
Crystal Lake, IL · modeled 2BR rent: $1,905 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Hanover Park, IL and Crystal Lake, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Hanover Park, IL

Numbers update automatically as you type

Estimated savings: $96.76/month in Crystal Lake, IL

$150,000 in your current city has a modeled equivalent of $148,839 in Crystal Lake, IL

Regional cost estimates: Hanover Park, IL uses Chicago, IL. Crystal Lake, IL uses Chicago, IL. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 1.5%

Less expensive

Monthly Impact

$96.76

Savings

Annual Impact

$1.2K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Hanover Park, IL

Population:36K

Cost Index:

97.9

100 = national average

Typical Home:$414K

Crystal Lake, IL

Population:41K

Cost Index:

96.4

100 = national average

Typical Home:$408K

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Hanover Park, IL

The Prairie State

36K

Population

State Tax

Yes

Located in Illinois, this city has a population of 36K residents.

Crystal Lake, IL

The Prairie State

41K

Population

State Tax

Yes

Located in Illinois, this city has a population of 41K residents.

Cost Breakdown by Category

Estimated monthly spending: Hanover Park, IL vs Crystal Lake, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Hanover Park, IL	Crystal Lake, IL	Difference	Change
Housing	$2,450/mo	$2,413/mo	↓ $36.44less	1.5%
Other	$1,560/mo	$1,537/mo	↓ $23.21less	1.5%
Transportation	$1,491/mo	$1,469/mo	↓ $22.19less	1.5%
Groceries	$960/mo	$953/mo	↓ $7.17less	0.7%
Healthcare	$555/mo	$551/mo	↓ $4.14less	0.7%
All Utilities	$484/mo	$481/mo	↓ $3.61less	0.7%

Housing

↓ 1.5%

Hanover Park, IL

$2,450

Crystal Lake, IL

$2,413

Difference

$36.44

less

Other

↓ 1.5%

Hanover Park, IL

$1,560

Crystal Lake, IL

$1,537

Difference

$23.21

less

Transportation

↓ 1.5%

Hanover Park, IL

$1,491

Crystal Lake, IL

$1,469

Difference

$22.19

less

Groceries

↓ 0.7%

Hanover Park, IL

$960

Crystal Lake, IL

$953

Difference

$7.17

less

Healthcare

↓ 0.7%

Hanover Park, IL

$555

Crystal Lake, IL

$551

Difference

$4.14

less

All Utilities

↓ 0.7%

Hanover Park, IL

$484

Crystal Lake, IL

$481

Difference

$3.61

less

🏠Rent Comparison

Studio

From$1,900

To$1,580

↓ $320

1 Bed

From$2,030

To$1,695

↓ $335

2 Bed

From$2,290

To$1,905

↓ $385

3 Bed

From$2,950

To$2,450

↓ $500

Hanover Park, ILZIP-level data

1BR range: $2,030–$2,030/mo

Crystal Lake, ILZIP-level data

1BR range: $1,610–$1,780/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Hanover Park, IL

$7,403

Monthly in Crystal Lake, IL

$96.76

Difference

Home Values

Hanover Park

Crystal Lake

$414K

Median Value

$408K

↑ +3.8%

YoY Change

↑ +5%

↑ +35.1%

5-Year Change

↑ +46.8%

$414K

Price Range

$349K - $466K

Homes in Crystal Lake are 2% less expensive than Hanover Park

Calculate payment - Hanover Park Calculate payment - Crystal Lake

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Hanover Park, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Crystal Lake, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Additional Tax Information

Hanover Park, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Crystal Lake, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hanover Park

Crystal Lake

54 Moderate

Air Quality

54 Moderate

35.8%

Good Air Days

35.8%

100 Very High

Climate Risk

100 Very High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+3.2°F

2050 Outlook

▲+3.2°F

18 days

Heat Days >95°F

18 days

▲+3.2°F

2050 Outlook

▲+3.2°F

18 days

Heat Days >95°F

18 days

Before moving from Hanover Park, IL to Crystal Lake, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Crystal Lake, IL for the same bedroom count and included utilities as your home in Hanover Park, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Hanover Park to Crystal Lake moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Crystal Lake, IL by cost, housing, population and region.

Frequently Asked Questions: Hanover Park, IL vs Crystal Lake, IL

How do the cost estimates for Hanover Park, IL and Crystal Lake, IL compare?

Crystal Lake, IL has a modeled overall cost index 1.5% lower than Hanover Park, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Hanover Park, IL, the model estimates $148,839 in Crystal Lake, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Hanover Park, IL and Crystal Lake, IL?

The modeled two-bedroom rents are $2,290/month in Hanover Park, IL and $1,905/month in Crystal Lake, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.