Harbor Beach, MI vs Brooklyn, IA: Cost of Living

Which city costs less?

Brooklyn, IA has a modeled overall cost index 8.6% higher than Harbor Beach, MI.

Harbor Beach, MI · modeled 2BR rent
$1,050 / month
Brooklyn, IA · modeled 2BR rent
$1,010 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Harbor Beach, MI and Brooklyn, IA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $458/month in Brooklyn, IA

$150,000 in your current city has a modeled equivalent of $155,495 in Brooklyn, IA

Regional cost estimates: Harbor Beach, MI uses Detroit, MI. Brooklyn, IA uses Des Moines, IA. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 8.6%
More expensive
Monthly Impact
$458
Extra cost
Annual Impact
$5.5K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Harbor Beach, MI

Population:2K
Cost Index:
72.6
100 = national average
Typical Home:$190K

Brooklyn, IA

Population:1K
Cost Index:
78.9
100 = national average
Typical Home:$185K

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Harbor Beach, MI

The Great Lakes State

2K
Population
State Tax
Yes

Located in Michigan, this city has a population of 2K residents.

Brooklyn, IA

The Hawkeye State

1K
Population
State Tax
Yes

Located in Iowa, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Harbor Beach, MI vs Brooklyn, IA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 41.6%
Harbor Beach, MI
$1,519
Brooklyn, IA
$2,151
Difference
$632
more
Transportation
↓ 16.0%
Harbor Beach, MI
$1,701
Brooklyn, IA
$1,429
Difference
$272
less
Healthcare
↑ 24.6%
Harbor Beach, MI
$672
Brooklyn, IA
$837
Difference
$165
more
All Utilities
↓ 13.1%
Harbor Beach, MI
$664
Brooklyn, IA
$577
Difference
$87.15
less
Other
↑ 1.9%
Harbor Beach, MI
$1,812
Brooklyn, IA
$1,847
Difference
$34.97
more
Groceries
↓ 1.3%
Harbor Beach, MI
$1,131
Brooklyn, IA
$1,117
Difference
$14.67
less

🏠Rent Comparison

Studio
From$740
To$750
↑ $10.00
1 Bed
From$870
To$870
→ $0
2 Bed
From$1,050
To$1,010
↓ $40.00
3 Bed
From$1,290
To$1,330
↑ $40.00
Harbor Beach, MIZIP-level data

1BR range: $870–$870/mo

Brooklyn, IAZIP-level data

1BR range: $870–$870/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Harbor Beach, MI
$7,958
Monthly in Brooklyn, IA
$458
Difference

Home Values

Harbor Beach
Brooklyn
$190K
Median Value
$185K
↓ -1.2%
YoY Change
↑ +5.6%
↑ +37.1%
5-Year Change
↑ +42.9%

Homes in Brooklyn are 3% less expensive than Harbor Beach

Calculate payment - Harbor BeachCalculate payment - Brooklyn

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.3K
More taxes
Monthly Difference
$361
Less take-home
Effective Rate Diff
2.9%
Rate difference

Harbor Beach, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Brooklyn, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Additional Tax Information

Harbor Beach, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Brooklyn, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Harbor Beach
Brooklyn
55 Moderate
Air Quality
45 Good
32.8%
Good Air Days
67.5%
99 High
Climate Risk
92 Moderate
🌊🌡🌪
Top Hazards
🌡☀🌪
▲+3.1°F
2050 Outlook
▲+3.4°F
10 days
Heat Days >95°F
25 days
▲+3.1°F
2050 Outlook
▲+3.4°F
10 days
Heat Days >95°F
25 days

Before moving from Harbor Beach, MI to Brooklyn, IA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Brooklyn, IA for the same bedroom count and included utilities as your home in Harbor Beach, MI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Harbor Beach to Brooklyn moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Brooklyn, IA by cost, housing, population and region.

Frequently Asked Questions: Harbor Beach, MI vs Brooklyn, IA

How do the cost estimates for Harbor Beach, MI and Brooklyn, IA compare?

Brooklyn, IA has a modeled overall cost index 8.6% higher than Harbor Beach, MI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Harbor Beach, MI, the model estimates $155,495 in Brooklyn, IA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Harbor Beach, MI and Brooklyn, IA?

The modeled two-bedroom rents are $1,050/month in Harbor Beach, MI and $1,010/month in Brooklyn, IA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Michigan and Iowa on TaxTakeHome.com

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