Harbor Beach, MI vs Tekamah, NE: Cost of Living

Which city costs less?

Tekamah, NE has a modeled overall cost index 9.9% higher than Harbor Beach, MI.

Harbor Beach, MI · modeled 2BR rent
$1,050 / month
Tekamah, NE · modeled 2BR rent
$970 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Harbor Beach, MI and Tekamah, NE using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $557/month in Tekamah, NE

$150,000 in your current city has a modeled equivalent of $156,681 in Tekamah, NE

Regional cost estimates: Harbor Beach, MI uses Detroit, MI. Tekamah, NE uses Omaha, NE. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 9.9%
More expensive
Monthly Impact
$557
Extra cost
Annual Impact
$6.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Harbor Beach, MI

Population:2K
Cost Index:
72.6
100 = national average
Typical Home:$190K

Tekamah, NE

Population:2K
Cost Index:
79.8
100 = national average
Typical Home:$188K

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Harbor Beach, MI

The Great Lakes State

2K
Population
State Tax
Yes

Located in Michigan, this city has a population of 2K residents.

Tekamah, NE

The Cornhusker State

2K
Population
State Tax
Yes

Located in Nebraska, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Harbor Beach, MI vs Tekamah, NE

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 43.4%
Harbor Beach, MI
$1,519
Tekamah, NE
$2,179
Difference
$660
more
Transportation
↓ 15.9%
Harbor Beach, MI
$1,701
Tekamah, NE
$1,430
Difference
$271
less
Healthcare
↑ 24.6%
Harbor Beach, MI
$672
Tekamah, NE
$837
Difference
$165
more
All Utilities
↓ 13.1%
Harbor Beach, MI
$664
Tekamah, NE
$577
Difference
$87.00
less
Other
↑ 3.0%
Harbor Beach, MI
$1,812
Tekamah, NE
$1,868
Difference
$55.21
more
Groceries
↑ 3.1%
Harbor Beach, MI
$1,131
Tekamah, NE
$1,166
Difference
$34.73
more

🏠Rent Comparison

Studio
From$740
To$670
↓ $70.00
1 Bed
From$870
To$840
↓ $30.00
2 Bed
From$1,050
To$970
↓ $80.00
3 Bed
From$1,290
To$1,240
↓ $50.00
Harbor Beach, MIZIP-level data

1BR range: $870–$870/mo

Tekamah, NEZIP-level data

1BR range: $840–$840/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Harbor Beach, MI
$8,057
Monthly in Tekamah, NE
$557
Difference

Home Values

Harbor Beach
Tekamah
$190K
Median Value
$188K
↓ -1.2%
YoY Change
↑ +5.4%
↑ +37.1%
5-Year Change
↑ +51%

Homes in Tekamah are 1% less expensive than Harbor Beach

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $3.0K
More taxes
Monthly Difference
$247
Less take-home
Effective Rate Diff
2.0%
Rate difference

Harbor Beach, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Tekamah, NE

Federal Income Tax
Effective: 18.9%
$25.5K
Nebraska State Tax
Effective: 6.2%
$9.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.9%
$46.3K
Take-Home Pay
$8,638/month
$103.7K

Additional Tax Information

Harbor Beach, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Tekamah, NE Tax Rates

Sales Tax:7.0%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Harbor Beach
Tekamah
55 Moderate
Air Quality
45 Good
32.8%
Good Air Days
63.7%
99 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+3.4°F
10 days
Heat Days >95°F
35 days
▲+3.1°F
2050 Outlook
▲+3.4°F
10 days
Heat Days >95°F
35 days

Before moving from Harbor Beach, MI to Tekamah, NE

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Tekamah, NE for the same bedroom count and included utilities as your home in Harbor Beach, MI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Harbor Beach to Tekamah moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Tekamah, NE by cost, housing, population and region.

Frequently Asked Questions: Harbor Beach, MI vs Tekamah, NE

How do the cost estimates for Harbor Beach, MI and Tekamah, NE compare?

Tekamah, NE has a modeled overall cost index 9.9% higher than Harbor Beach, MI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Harbor Beach, MI, the model estimates $156,681 in Tekamah, NE. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Harbor Beach, MI and Tekamah, NE?

The modeled two-bedroom rents are $1,050/month in Harbor Beach, MI and $970/month in Tekamah, NE. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Michigan and Nebraska on TaxTakeHome.com

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