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Cost of Living Comparison 2026

๐Ÿ“ Harker Heights, TX โ€” ZIP-level rent data ยท COL adjusted from Austin, TX area

$

Numbers update automatically as you type

You'd spend $1.4K/month more in Denver, CO

$150.0K in your current city equals $166.5K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 18.3%
More expensive
Monthly Impact
$1,373
Extra cost
Annual Impact
$16.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Harker Heights, TX

Population:34K
Cost Index:100
Median Home:$213K

Denver, CO

Population:716K
Cost Index:118
Median Home:$513K

Harker Heights, TX

The Lone Star State

34K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 34K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Harker Heights, TX vs Denver, CO

๐Ÿ Housing
โ†‘ 38.6%
Harker Heights, TX
$2,343
Denver, CO
$3,248
Difference
$905
more
๐Ÿš—Transportation
โ†‘ 26.1%
Harker Heights, TX
$1,159
Denver, CO
$1,462
Difference
$303
more
๐Ÿ“ฆOther
โ†‘ 12.9%
Harker Heights, TX
$1,572
Denver, CO
$1,774
Difference
$203
more
๐Ÿ›’Groceries
โ†‘ 12.9%
Harker Heights, TX
$911
Denver, CO
$1,029
Difference
$118
more
๐ŸฅHealthcare
โ†‘ 13.0%
Harker Heights, TX
$559
Denver, CO
$632
Difference
$72.75
more
โšกAll Utilities
โ†‘ 1.0%
Harker Heights, TX
$514
Denver, CO
$519
Difference
$5.14
more

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Harker Heights, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$779
To$1,720
โ†‘ $941
1 Bed
From$786
To$1,840
โ†‘ $1,054
2 Bed
From$978
To$2,190
โ†‘ $1,212
3 Bed
From$1,358
To$2,870
โ†‘ $1,512
Harker Heights, TXZIP-level data

1BR range: $960โ€“$1,090/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,059
Monthly in Harker Heights, TX
$8,665
Monthly in Denver, CO
$1,606
Difference

Home Values

Harker Heights
Denver
$213K
Median Value
$513K
โ†“ -1.9%
YoY Change
โ†“ -4.2%
โ†‘ +33.5%
5-Year Change
โ†‘ +13%
$172K - $254K
Price Range
$352K - $933K

Homes in Denver are 141% more expensive than Harker Heights

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $6.6K
More taxes
Monthly Difference
$550
Less take-home
Effective Rate Diff
4.4%
Rate difference

Harker Heights, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Harker Heights, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Harker Heights
Denver
52 Moderate
Air Quality
55 Moderate
42.6%
Good Air Days
35.2%
98 High
Climate Risk
95 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
98 days
Heat Days >95ยฐF
28 days
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
98 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Texas and Colorado on TaxTakeHome.com

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