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Cost of Living Comparison 2026

๐Ÿ“ Harlingen, TX โ€” ZIP-level rent data ยท COL adjusted from Corpus Christi, TX area

$

Numbers update automatically as you type

You'd save $227/month moving to Indianapolis, IN

$150.0K in your current city equals $147.3K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from McAllen-Edinburg-Mission, TX area
Overall Cost
โ†“ 3.0%
Less expensive
Monthly Impact
$227
Savings
Annual Impact
$2.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Harlingen, TX

Population:72K
Cost Index:100
Median Home:$195K

Indianapolis, IN

Population:888K
Cost Index:97
Median Home:$176K

Harlingen, TX

The Lone Star State

72K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 72K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Harlingen, TX vs Indianapolis, IN

๐Ÿ Housing
โ†‘ 7.0%
Harlingen, TX
$1,822
Indianapolis, IN
$1,949
Difference
$127
more
๐Ÿ“ฆOther
โ†“ 7.3%
Harlingen, TX
$1,716
Indianapolis, IN
$1,590
Difference
$126
less
๐Ÿš—Transportation
โ†“ 6.1%
Harlingen, TX
$1,266
Indianapolis, IN
$1,188
Difference
$77.48
less
๐ŸฅHealthcare
โ†‘ 11.4%
Harlingen, TX
$523
Indianapolis, IN
$582
Difference
$59.50
more
๐Ÿ›’Groceries
โ†‘ 1.8%
Harlingen, TX
$903
Indianapolis, IN
$919
Difference
$16.44
more
โšกAll Utilities
โ†‘ 3.0%
Harlingen, TX
$488
Indianapolis, IN
$503
Difference
$14.42
more

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Harlingen, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$700
To$1,030
โ†‘ $330
1 Bed
From$779
To$1,170
โ†‘ $391
2 Bed
From$947
To$1,360
โ†‘ $413
3 Bed
From$1,278
To$1,760
โ†‘ $482
Harlingen, TXZIP-level data

1BR range: $880โ€“$980/mo

Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,718
Monthly in Harlingen, TX
$6,732
Monthly in Indianapolis, IN
$14.27
Difference

Home Values

Harlingen
Indianapolis
$195K
Median Value
$176K
โ†“ -2%
YoY Change
โ†“ -1.1%
โ†‘ +30.6%
5-Year Change
โ†‘ +26.9%
$170K - $220K
Price Range
$109K - $340K

Homes in Indianapolis are 10% less expensive than Harlingen

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $4.8K
More taxes
Monthly Difference
$404
Less take-home
Effective Rate Diff
3.2%
Rate difference

Harlingen, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Harlingen, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Harlingen
Indianapolis
51 Moderate
Air Quality
54 Moderate
48.6%
Good Air Days
36.6%
97 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒ€๐ŸŒก
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
52 days
Heat Days >95ยฐF
18 days
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
52 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Texas and Indiana on TaxTakeHome.com

Where your money goes further

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Similar cost to Indianapolis, IN

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