Harrisburg, SD vs Richmond Heights, MO: Cost of Living

Which city costs less?

Richmond Heights, MO has a modeled overall cost index 6.2% higher than Harrisburg, SD.

Harrisburg, SD · modeled 2BR rent
$1,430 / month
Richmond Heights, MO · modeled 2BR rent
$1,360 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Harrisburg, SD and Richmond Heights, MO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $282/month in Richmond Heights, MO

$150,000 in your current city has a modeled equivalent of $153,383 in Richmond Heights, MO

Regional cost estimates: Harrisburg, SD uses Omaha, NE. Richmond Heights, MO uses St. Louis, MO. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 6.2%
More expensive
Monthly Impact
$282
Extra cost
Annual Impact
$3.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Harrisburg, SD

Population:9K
Cost Index:
75.7
100 = national average
Typical Home:$353K

Richmond Heights, MO

Population:9K
Cost Index:
80.4
100 = national average
Typical Home:$354K

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Harrisburg, SD

The Mount Rushmore State

9K
Population
State Tax
No Income Tax

Located in South Dakota, this city has a population of 9K residents.

💡 Advantage: South Dakota has no state income tax!

Richmond Heights, MO

The Show-Me State

9K
Population
State Tax
Yes

Located in Missouri, this city has a population of 9K residents.

Cost Breakdown by Category

Estimated monthly spending: Harrisburg, SD vs Richmond Heights, MO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 9.9%
Harrisburg, SD
$1,724
Richmond Heights, MO
$1,895
Difference
$171
more
Healthcare
↓ 18.6%
Harrisburg, SD
$793
Richmond Heights, MO
$646
Difference
$147
less
Transportation
↑ 8.6%
Harrisburg, SD
$1,320
Richmond Heights, MO
$1,434
Difference
$114
more
All Utilities
↑ 20.1%
Harrisburg, SD
$547
Richmond Heights, MO
$657
Difference
$110
more
Groceries
↑ 5.4%
Harrisburg, SD
$1,105
Richmond Heights, MO
$1,165
Difference
$59.59
more
Housing
↓ 1.3%
Harrisburg, SD
$2,011
Richmond Heights, MO
$1,986
Difference
$25.47
less

🏠Rent Comparison

Studio
From$1,070
To$1,070
→ $0
1 Bed
From$1,220
To$1,110
↓ $110
2 Bed
From$1,430
To$1,360
↓ $70.00
3 Bed
From$1,960
To$1,750
↓ $210
Harrisburg, SDZIP-level data

1BR range: $1,220–$1,220/mo

Richmond Heights, MOZIP-level data

1BR range: $1,110–$1,110/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Harrisburg, SD
$7,782
Monthly in Richmond Heights, MO
$282
Difference

Home Values

Harrisburg
Richmond Heights
$353K
Median Value
$354K
↑ +0.9%
YoY Change
↑ +0.6%
↑ +36.3%
5-Year Change
↑ +22.6%

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $7.9K
More taxes
Monthly Difference
$661
Less take-home
Effective Rate Diff
5.3%
Rate difference

Harrisburg, SD

Federal Income Tax
Effective: 18.9%
$25.5K
South Dakota State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Richmond Heights, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Harrisburg, SD Tax Rates

Sales Tax:6.4%
Property Tax:1.3%

Richmond Heights, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Harrisburg
Richmond Heights
45 Good
Air Quality
54 Moderate
63.7%
Good Air Days
38%
96 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+3.4°F
2050 Outlook
▲+3.0°F
35 days
Heat Days >95°F
39 days
▲+3.4°F
2050 Outlook
▲+3.0°F
35 days
Heat Days >95°F
39 days

Before moving from Harrisburg, SD to Richmond Heights, MO

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Richmond Heights, MO for the same bedroom count and included utilities as your home in Harrisburg, SD. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Harrisburg to Richmond Heights moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Richmond Heights, MO by cost, housing, population and region.

Frequently Asked Questions: Harrisburg, SD vs Richmond Heights, MO

How do the cost estimates for Harrisburg, SD and Richmond Heights, MO compare?

Richmond Heights, MO has a modeled overall cost index 6.2% higher than Harrisburg, SD. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Harrisburg, SD, the model estimates $153,383 in Richmond Heights, MO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Harrisburg, SD and Richmond Heights, MO?

The modeled two-bedroom rents are $1,430/month in Harrisburg, SD and $1,360/month in Richmond Heights, MO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between South Dakota and Missouri on TaxTakeHome.com

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