Is Columbus, OH cheaper than Haverhill, MA?

Based on cost of living data, Columbus, OH is 35.0% cheaper than Haverhill, MA. This translates to saving $2624 per month.

What salary do I need in Columbus, OH to live like I do in Haverhill, MA?

If you earn $150,000 in Haverhill, MA, you'd need approximately $118,506.768 in Columbus, OH to maintain the same standard of living.

How does housing cost compare between Haverhill, MA and Columbus, OH?

Housing in Columbus, OH is 53.5% cheaper than in Haverhill, MA. For a two-bedroom apartment, rent is $1,315/month in Columbus, OH compared to $1,757/month in Haverhill, MA.

How much can I save per month by moving from Haverhill, MA to Columbus, OH?

Moving from Haverhill, MA to Columbus, OH could save you approximately $2624 per month, or $31493 per year, based on a $150,000 salary.

Haverhill, MA vs Columbus, OH: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Haverhill, MA — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Haverhill, MA

Numbers update automatically as you type

You'd save $2.6K/month moving to Columbus, OH

$150.0K in your current city equals $118.5K in Columbus, OH

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area

Overall Cost

↓ 35.0%

Less expensive

Monthly Impact

$2,624

Savings

Annual Impact

$31.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Haverhill, MA

Population:67K

Cost Index:100

Median Home:$522K

Columbus, OH

Population:906K

Cost Index:65

Median Home:$263K

Haverhill, MA

The Bay State

67K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 67K residents.

Columbus, OH

The Buckeye State

906K

Population

State Tax

Yes

Located in Ohio, this city has a population of 906K residents.

Cost Breakdown by Category

Annual spending: Haverhill, MA vs Columbus, OH

Category	Haverhill, MA	Columbus, OH	Difference	Change
🏠Housing	$4,412/mo	$2,053/mo	↓ $2,359less	53.5%
🚗Transportation	$1,701/mo	$1,366/mo	↓ $335less	19.7%
⚡All Utilities	$690/mo	$464/mo	↓ $226less	32.7%
📦Other	$1,695/mo	$1,557/mo	↓ $139less	8.2%
🏥Healthcare	$717/mo	$607/mo	↓ $109less	15.3%
🛒Groceries	$1,040/mo	$969/mo	↓ $70.99less	6.8%

🏠Housing

↓ 53.5%

Haverhill, MA

$4,412

Columbus, OH

$2,053

Difference

$2,359

less

🚗Transportation

↓ 19.7%

Haverhill, MA

$1,701

Columbus, OH

$1,366

Difference

$335

less

⚡All Utilities

↓ 32.7%

Haverhill, MA

$690

Columbus, OH

$464

Difference

$226

less

📦Other

↓ 8.2%

Haverhill, MA

$1,695

Columbus, OH

$1,557

Difference

$139

less

🏥Healthcare

↓ 15.3%

Haverhill, MA

$717

Columbus, OH

$607

Difference

$109

less

🛒Groceries

↓ 6.8%

Haverhill, MA

$1,040

Columbus, OH

$969

Difference

$70.99

less

🏛️ Local Income Taxes

Columbus, OH: Columbus Municipal Income Tax$3,750/yr (2.5%)

Haverhill, MA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,208

To$1,020

↓ $188

1 Bed

From$1,339

To$1,100

↓ $239

2 Bed

From$1,757

To$1,315

↓ $442

3 Bed

From$2,109

To$1,575

↓ $534

Haverhill, MAZIP-level data

1BR range: $1,680–$1,710/mo

Columbus, OHZIP-level data

1BR range: $870–$1,790/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,255

Monthly in Haverhill, MA

$7,017

Monthly in Columbus, OH

$3,238

Difference

Home Values

Haverhill

Columbus

$522K

Median Value

$263K

↑ +3%

YoY Change

↓ -0.4%

↑ +40.2%

5-Year Change

↑ +28.8%

$507K - $538K

Price Range

$95K - $406K

Homes in Columbus are 50% less expensive than Haverhill

Calculate payment - Haverhill Calculate payment - Columbus

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.1K

Per year

Monthly Difference

$256

More take-home

Effective Rate Diff

2.0%

Rate difference

Haverhill, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Columbus, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

Additional Tax Information

Haverhill, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

Columbus, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.