Havre, MT vs Miles City, MT: Cost of Living

Which city costs less?

Miles City, MT has a modeled overall cost index 8.1% lower than Havre, MT.

Havre, MT · modeled 2BR rent
$1,320 / month
Miles City, MT · modeled 2BR rent
$1,610 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Havre, MT and Miles City, MT using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $1,030/month in Miles City, MT

$150,000 in your current city has a modeled equivalent of $137,638 in Miles City, MT

Regional cost estimates: Havre, MT uses Spokane, WA. Miles City, MT uses Denver, CO. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 8.1%
Less expensive
Monthly Impact
$1,030
Savings
Annual Impact
$12.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Havre, MT

Population:9K
Cost Index:
78.5
100 = national average
Typical Home:$223K

Miles City, MT

Population:8K
Cost Index:
72.1
100 = national average
Typical Home:$229K

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Havre, MT

The Treasure State

9K
Population
State Tax
Yes

Located in Montana, this city has a population of 9K residents.

Miles City, MT

The Treasure State

8K
Population
State Tax
Yes

Located in Montana, this city has a population of 8K residents.

Cost Breakdown by Category

Estimated monthly spending: Havre, MT vs Miles City, MT

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↓ 38.9%
Havre, MT
$1,749
Miles City, MT
$1,068
Difference
$680
less
Healthcare
↓ 31.7%
Havre, MT
$835
Miles City, MT
$570
Difference
$265
less
Housing
↑ 11.5%
Havre, MT
$1,917
Miles City, MT
$2,137
Difference
$220
more
Groceries
↓ 15.0%
Havre, MT
$1,094
Miles City, MT
$929
Difference
$165
less
Other
↓ 8.6%
Havre, MT
$1,418
Miles City, MT
$1,297
Difference
$122
less
All Utilities
↓ 3.8%
Havre, MT
$487
Miles City, MT
$469
Difference
$18.67
less

🏠Rent Comparison

Studio
From$990
To$1,110
↑ $120
1 Bed
From$1,080
To$1,230
↑ $150
2 Bed
From$1,320
To$1,610
↑ $290
3 Bed
From$1,740
To$2,160
↑ $420
Havre, MTZIP-level data

1BR range: $1,080–$1,080/mo

Miles City, MTZIP-level data

1BR range: $1,230–$1,230/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Havre, MT
$6,470
Monthly in Miles City, MT
$1,030
Difference

Home Values

Havre
Miles City
$223K
Median Value
$229K
↑ +8.9%
YoY Change
↑ +0.5%
↑ +37.8%
5-Year Change
↑ +38.9%

Homes in Miles City are 3% more expensive than Havre

Calculate payment - HavreCalculate payment - Miles City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Havre, MT

Federal Income Tax
Effective: 18.9%
$25.5K
Montana State Tax
Effective: 6.4%
$9.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.1%
$46.6K
Take-Home Pay
$8,618/month
$103.4K

Miles City, MT

Federal Income Tax
Effective: 18.9%
$25.5K
Montana State Tax
Effective: 6.4%
$9.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.1%
$46.6K
Take-Home Pay
$8,618/month
$103.4K

Additional Tax Information

Havre, MT Tax Rates

Sales Tax:0.0%
Property Tax:0.8%

Miles City, MT Tax Rates

Sales Tax:0.0%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Havre
Miles City
38 Good
Air Quality
55 Moderate
76.5%
Good Air Days
35.2%
90 Moderate
Climate Risk
95 High
💨
Top Hazards
🌊🌪💨
▲+3.0°F
2050 Outlook
▲+3.3°F
23 days
Heat Days >95°F
28 days
▲+3.0°F
2050 Outlook
▲+3.3°F
23 days
Heat Days >95°F
28 days

Before moving from Havre, MT to Miles City, MT

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Miles City, MT for the same bedroom count and included utilities as your home in Havre, MT. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Havre to Miles City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Miles City, MT by cost, housing, population and region.

Frequently Asked Questions: Havre, MT vs Miles City, MT

How do the cost estimates for Havre, MT and Miles City, MT compare?

Miles City, MT has a modeled overall cost index 8.1% lower than Havre, MT. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Havre, MT, the model estimates $137,638 in Miles City, MT. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Havre, MT and Miles City, MT?

The modeled two-bedroom rents are $1,320/month in Havre, MT and $1,610/month in Miles City, MT. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Where your money goes further

Cities cheaper than Havre, MT on a $150.0K salary

1.St. Louis, MO
Save $23.60/mo

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