Hawaiian Gardens, CA vs Port Hueneme, CA: Cost of Living

Which city costs less?

Port Hueneme, CA has a modeled overall cost index 11.4% higher than Hawaiian Gardens, CA.

Hawaiian Gardens, CA · modeled 2BR rent: $2,490 / month
Port Hueneme, CA · modeled 2BR rent: $2,550 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Hawaiian Gardens, CA and Port Hueneme, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Hawaiian Gardens, CA

Numbers update automatically as you type

Estimated extra cost: $646/month in Port Hueneme, CA

$150,000 in your current city has a modeled equivalent of $157,750 in Port Hueneme, CA

Regional cost estimates: Hawaiian Gardens, CA uses Long Beach, CA. Port Hueneme, CA uses Oxnard, CA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 11.4%

More expensive

Monthly Impact

$646

Extra cost

Annual Impact

$7.8K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Hawaiian Gardens, CA

Population:13K

Cost Index:

124.6

100 = national average

Typical Home:$624K

Port Hueneme, CA

Population:21K

Cost Index:

138.9

100 = national average

Typical Home:$619K

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Hawaiian Gardens, CA

The Golden State

13K

Population

State Tax

Yes

Located in California, this city has a population of 13K residents.

Port Hueneme, CA

The Golden State

21K

Population

State Tax

Yes

Located in California, this city has a population of 21K residents.

Cost Breakdown by Category

Estimated monthly spending: Hawaiian Gardens, CA vs Port Hueneme, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Hawaiian Gardens, CA	Port Hueneme, CA	Difference	Change
Housing	$3,146/mo	$3,499/mo	↑ $353more	11.2%
Other	$1,227/mo	$1,449/mo	↑ $222more	18.1%
Transportation	$1,536/mo	$1,583/mo	↑ $46.87more	3.1%
Groceries	$770/mo	$781/mo	↑ $11.66more	1.5%
All Utilities	$413/mo	$419/mo	↑ $6.25more	1.5%
Healthcare	$408/mo	$415/mo	↑ $6.19more	1.5%

Housing

↑ 11.2%

Hawaiian Gardens, CA

$3,146

Port Hueneme, CA

$3,499

Difference

$353

Other

↑ 18.1%

Hawaiian Gardens, CA

$1,227

Port Hueneme, CA

$1,449

Difference

$222

Transportation

↑ 3.1%

Hawaiian Gardens, CA

$1,536

Port Hueneme, CA

$1,583

Difference

$46.87

Groceries

↑ 1.5%

Hawaiian Gardens, CA

$770

Port Hueneme, CA

$781

Difference

$11.66

All Utilities

↑ 1.5%

Hawaiian Gardens, CA

$413

Port Hueneme, CA

$419

Difference

$6.25

Healthcare

↑ 1.5%

Hawaiian Gardens, CA

$408

Port Hueneme, CA

$415

Difference

$6.19

🏠Rent Comparison

Studio

From$1,780

To$1,890

↑ $110

1 Bed

From$2,000

To$2,130

↑ $130

2 Bed

From$2,490

To$2,550

↑ $60.00

3 Bed

From$3,160

To$3,460

↑ $300

Hawaiian Gardens, CAZIP-level data

1BR range: $2,000–$2,000/mo

Port Hueneme, CAZIP-level data

1BR range: $2,130–$2,130/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Hawaiian Gardens, CA

$8,146

Monthly in Port Hueneme, CA

$646

Difference

Home Values

Hawaiian Gardens

Port Hueneme

$624K

Median Value

$619K

↓ -2.7%

YoY Change

↓ -0.6%

↑ +29.9%

5-Year Change

↑ +30.6%

Homes in Port Hueneme are 1% less expensive than Hawaiian Gardens

Calculate payment - Hawaiian Gardens Calculate payment - Port Hueneme

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Hawaiian Gardens, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Port Hueneme, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Hawaiian Gardens, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Port Hueneme, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hawaiian Gardens

Port Hueneme

80 Moderate

Air Quality

50 Good

10.4%

Good Air Days

52.2%

100 Very High

Climate Risk

99 High

🔥🌊🌅

Top Hazards

🔥🌊🫨

▲+2.3°F

2050 Outlook

▲+2.0°F

5 days

Heat Days >95°F

2 days

▲+2.3°F

2050 Outlook

▲+2.0°F

5 days

Heat Days >95°F

2 days

Before moving from Hawaiian Gardens, CA to Port Hueneme, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Port Hueneme, CA for the same bedroom count and included utilities as your home in Hawaiian Gardens, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Hawaiian Gardens to Port Hueneme moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Port Hueneme, CA by cost, housing, population and region.

Frequently Asked Questions: Hawaiian Gardens, CA vs Port Hueneme, CA

How do the cost estimates for Hawaiian Gardens, CA and Port Hueneme, CA compare?

Port Hueneme, CA has a modeled overall cost index 11.4% higher than Hawaiian Gardens, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Hawaiian Gardens, CA, the model estimates $157,750 in Port Hueneme, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Hawaiian Gardens, CA and Port Hueneme, CA?

The modeled two-bedroom rents are $2,490/month in Hawaiian Gardens, CA and $2,550/month in Port Hueneme, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.