Hayden, CO vs Idaho Springs, CO: Cost of Living

Which city costs less?

Idaho Springs, CO has a modeled overall cost index 19.3% higher than Hayden, CO.

Hayden, CO · modeled 2BR rent
$1,730 / month
Idaho Springs, CO · modeled 2BR rent
$1,930 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Hayden, CO and Idaho Springs, CO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,226/month in Idaho Springs, CO

$150,000 in your current city has a modeled equivalent of $164,714 in Idaho Springs, CO

Regional cost estimates: Hayden, CO uses Denver, CO. Idaho Springs, CO uses Denver, CO. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 19.3%
More expensive
Monthly Impact
$1,226
Extra cost
Annual Impact
$14.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Hayden, CO

Population:2K
Cost Index:
79.5
100 = national average
Typical Home:$508K

Idaho Springs, CO

Population:2K
Cost Index:
94.9
100 = national average
Typical Home:$480K

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Hayden, CO

The Centennial State

2K
Population
State Tax
Yes

Located in Colorado, this city has a population of 2K residents.

Idaho Springs, CO

The Centennial State

2K
Population
State Tax
Yes

Located in Colorado, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Hayden, CO vs Idaho Springs, CO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 19.3%
Hayden, CO
$2,514
Idaho Springs, CO
$2,999
Difference
$485
more
Other
↑ 19.3%
Hayden, CO
$1,526
Idaho Springs, CO
$1,820
Difference
$295
more
Transportation
↑ 19.3%
Hayden, CO
$1,257
Idaho Springs, CO
$1,499
Difference
$243
more
Groceries
↑ 9.2%
Hayden, CO
$1,041
Idaho Springs, CO
$1,137
Difference
$96.04
more
Healthcare
↑ 9.2%
Hayden, CO
$639
Idaho Springs, CO
$698
Difference
$58.97
more
All Utilities
↑ 9.2%
Hayden, CO
$525
Idaho Springs, CO
$573
Difference
$48.44
more

🏠Rent Comparison

Studio
From$1,480
To$1,480
→ $0
1 Bed
From$1,580
To$1,620
↑ $40.00
2 Bed
From$1,730
To$1,930
↑ $200
3 Bed
From$2,070
To$2,520
↑ $450
Hayden, COZIP-level data

1BR range: $1,580–$1,580/mo

Idaho Springs, COZIP-level data

1BR range: $1,620–$1,620/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Hayden, CO
$8,726
Monthly in Idaho Springs, CO
$1,226
Difference

Home Values

Hayden
Idaho Springs
$508K
Median Value
$480K
↑ +1.1%
YoY Change
↓ -0.2%
↑ +51.6%
5-Year Change
↑ +31.6%

Homes in Idaho Springs are 5% less expensive than Hayden

Calculate payment - HaydenCalculate payment - Idaho Springs

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Hayden, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Idaho Springs, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Hayden, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

Idaho Springs, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hayden
Idaho Springs
55 Moderate
Air Quality
55 Moderate
35.2%
Good Air Days
35.2%
95 High
Climate Risk
95 High
🌊🌪💨
Top Hazards
🌊🌪💨
▲+3.3°F
2050 Outlook
▲+3.3°F
28 days
Heat Days >95°F
28 days
▲+3.3°F
2050 Outlook
▲+3.3°F
28 days
Heat Days >95°F
28 days

Before moving from Hayden, CO to Idaho Springs, CO

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Idaho Springs, CO for the same bedroom count and included utilities as your home in Hayden, CO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Hayden to Idaho Springs moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Idaho Springs, CO by cost, housing, population and region.

Frequently Asked Questions: Hayden, CO vs Idaho Springs, CO

How do the cost estimates for Hayden, CO and Idaho Springs, CO compare?

Idaho Springs, CO has a modeled overall cost index 19.3% higher than Hayden, CO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Hayden, CO, the model estimates $164,714 in Idaho Springs, CO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Hayden, CO and Idaho Springs, CO?

The modeled two-bedroom rents are $1,730/month in Hayden, CO and $1,930/month in Idaho Springs, CO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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