Is Portland, OR cheaper than Hayward, CA?

Based on cost of living data, Portland, OR is 19.4% cheaper than Hayward, CA. This translates to saving $1454 per month.

What salary do I need in Portland, OR to live like I do in Hayward, CA?

If you earn $150,000 in Hayward, CA, you'd need approximately $132,548.212 in Portland, OR to maintain the same standard of living.

How does housing cost compare between Hayward, CA and Portland, OR?

Housing in Portland, OR is 22.1% cheaper than in Hayward, CA. For a two-bedroom apartment, rent is $1,900/month in Portland, OR compared to $2,455/month in Hayward, CA.

How much can I save per month by moving from Hayward, CA to Portland, OR?

Moving from Hayward, CA to Portland, OR could save you approximately $1454 per month, or $17452 per year, based on a $150,000 salary.

Hayward, CA vs Portland, OR: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Hayward, CA

Numbers update automatically as you type

You'd save $1.5K/month moving to Portland, OR

$150.0K in your current city equals $132.5K in Portland, OR

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area

Overall Cost

↓ 19.4%

Less expensive

Monthly Impact

$1,454

Savings

Annual Impact

$17.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Hayward, CA

Population:156K

Cost Index:

100

100 = national average

Median Home:$849K

Portland, OR

Population:641K

Cost Index:

(19% below avg)

Median Home:$535K

Hayward, CA

The Golden State

156K

Population

State Tax

Yes

Located in California, this city has a population of 156K residents.

Portland, OR

The Beaver State

641K

Population

State Tax

Yes

Climate

Oceanic

Notable Facts

•Craft beer capital
•Foodie destination
•Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Cost Breakdown by Category

Annual spending: Hayward, CA vs Portland, OR

Category	Hayward, CA	Portland, OR	Difference	Change
Housing	$6,035/mo	$4,704/mo	↓ $1,331less	22.1%
Transportation	$2,110/mo	$1,721/mo	↓ $388less	18.4%
Other	$1,833/mo	$1,925/mo	↑ $92.58more	5.1%
Groceries	$1,146/mo	$1,069/mo	↓ $76.76less	6.7%
Healthcare	$698/mo	$663/mo	↓ $35.35less	5.1%
All Utilities	$443/mo	$475/mo	↑ $32.41more	7.3%

Housing

↓ 22.1%

Hayward, CA

$6,035

Portland, OR

$4,704

Difference

$1,331

less

Transportation

↓ 18.4%

Hayward, CA

$2,110

Portland, OR

$1,721

Difference

$388

less

Other

↑ 5.1%

Hayward, CA

$1,833

Portland, OR

$1,925

Difference

$92.58

Groceries

↓ 6.7%

Hayward, CA

$1,146

Portland, OR

$1,069

Difference

$76.76

less

Healthcare

↓ 5.1%

Hayward, CA

$698

Portland, OR

$663

Difference

$35.35

less

All Utilities

↑ 7.3%

Hayward, CA

$443

Portland, OR

$475

Difference

$32.41

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Hayward, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,807

To$1,555

↓ $252

1 Bed

From$2,011

To$1,655

↓ $356

2 Bed

From$2,455

To$1,900

↓ $555

3 Bed

From$3,136

To$2,590

↓ $546

Hayward, CAZIP-level data

1BR range: $2,330–$2,580/mo

Portland, ORZIP-level data

1BR range: $1,580–$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,264

Monthly in Hayward, CA

$10,557

Monthly in Portland, OR

$1,707

Difference

Home Values

Hayward

Portland

$849K

Median Value

$535K

↓ -6.4%

YoY Change

↓ -1.2%

↑ +12.7%

5-Year Change

↑ +7.2%

$762K - $1.21M

Price Range

$351K - $760K

Homes in Portland are 37% less expensive than Hayward

Calculate payment - Hayward Calculate payment - Portland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.9K

More taxes

Monthly Difference

$407

Less take-home

Effective Rate Diff

3.3%

Rate difference

Hayward, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Portland, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Additional Tax Information

Hayward, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Portland, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.