Hearne, TX vs Jacksboro, TX: Cost of Living

Which city costs less?

Jacksboro, TX has a modeled overall cost index 2.1% lower than Hearne, TX.

Hearne, TX · modeled 2BR rent
$1,090 / month
Jacksboro, TX · modeled 2BR rent
$1,080 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Hearne, TX and Jacksboro, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $227/month in Jacksboro, TX

$150,000 in your current city has a modeled equivalent of $147,276 in Jacksboro, TX

Regional cost estimates: Hearne, TX uses Austin, TX. Jacksboro, TX uses Fort Worth, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 2.1%
Less expensive
Monthly Impact
$227
Savings
Annual Impact
$2.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Hearne, TX

Population:5K
Cost Index:
84.5
100 = national average
Typical Home:$196K

Jacksboro, TX

Population:4K
Cost Index:
82.7
100 = national average
Typical Home:$197K

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Hearne, TX

The Lone Star State

5K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 5K residents.

💡 Advantage: Texas has no state income tax!

Jacksboro, TX

The Lone Star State

4K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 4K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Hearne, TX vs Jacksboro, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 17.7%
Hearne, TX
$2,456
Jacksboro, TX
$2,020
Difference
$436
less
Other
↑ 5.1%
Hearne, TX
$1,647
Jacksboro, TX
$1,732
Difference
$84.76
more
Transportation
↑ 6.2%
Hearne, TX
$1,215
Jacksboro, TX
$1,290
Difference
$74.92
more
Healthcare
↑ 6.3%
Hearne, TX
$615
Jacksboro, TX
$654
Difference
$38.68
more
All Utilities
↑ 4.1%
Hearne, TX
$565
Jacksboro, TX
$588
Difference
$23.05
more
Groceries
↓ 1.3%
Hearne, TX
$1,002
Jacksboro, TX
$990
Difference
$12.58
less

🏠Rent Comparison

Studio
From$940
To$880
↓ $60.00
1 Bed
From$990
To$910
↓ $80.00
2 Bed
From$1,090
To$1,080
↓ $10.00
3 Bed
From$1,530
To$1,510
↓ $20.00
Hearne, TXZIP-level data

1BR range: $990–$990/mo

Jacksboro, TXZIP-level data

1BR range: $910–$910/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Hearne, TX
$7,273
Monthly in Jacksboro, TX
$227
Difference

Home Values

Hearne
Jacksboro
$196K
Median Value
$197K
↑ +3.3%
YoY Change
↓ -2.2%
↑ +5.5%
5-Year Change
↑ +13.4%
Calculate payment - HearneCalculate payment - Jacksboro

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Hearne, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Jacksboro, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Hearne, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Jacksboro, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hearne
Jacksboro
52 Moderate
Air Quality
54 Moderate
42.6%
Good Air Days
35.5%
98 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.5°F
2050 Outlook
▲+2.7°F
98 days
Heat Days >95°F
94 days
▲+2.5°F
2050 Outlook
▲+2.7°F
98 days
Heat Days >95°F
94 days

Before moving from Hearne, TX to Jacksboro, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Jacksboro, TX for the same bedroom count and included utilities as your home in Hearne, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Hearne to Jacksboro moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Jacksboro, TX by cost, housing, population and region.

Frequently Asked Questions: Hearne, TX vs Jacksboro, TX

How do the cost estimates for Hearne, TX and Jacksboro, TX compare?

Jacksboro, TX has a modeled overall cost index 2.1% lower than Hearne, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Hearne, TX, the model estimates $147,276 in Jacksboro, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Hearne, TX and Jacksboro, TX?

The modeled two-bedroom rents are $1,090/month in Hearne, TX and $1,080/month in Jacksboro, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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