Heber Springs, AR vs Alma, AR: Cost of Living

Which city costs less?

Alma, AR has a modeled overall cost index 10.4% higher than Heber Springs, AR.

Heber Springs, AR · modeled 2BR rent
$950 / month
Alma, AR · modeled 2BR rent
$960 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Heber Springs, AR and Alma, AR using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $537/month in Alma, AR

$150,000 in your current city has a modeled equivalent of $156,442 in Alma, AR

Regional cost estimates: Heber Springs, AR uses Memphis, TN. Alma, AR uses Tulsa, OK. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 10.4%
More expensive
Monthly Impact
$537
Extra cost
Annual Impact
$6.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Heber Springs, AR

Population:7K
Cost Index:
72.2
100 = national average
Typical Home:$243K

Alma, AR

Population:6K
Cost Index:
79.7
100 = national average
Typical Home:$239K

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Heber Springs, AR

The Natural State

7K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 7K residents.

Alma, AR

The Natural State

6K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 6K residents.

Cost Breakdown by Category

Estimated monthly spending: Heber Springs, AR vs Alma, AR

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 12.2%
Heber Springs, AR
$1,843
Alma, AR
$2,069
Difference
$225
more
Other
↑ 9.2%
Heber Springs, AR
$1,858
Alma, AR
$2,028
Difference
$170
more
Transportation
↑ 9.2%
Heber Springs, AR
$1,380
Alma, AR
$1,506
Difference
$126
more
Healthcare
↑ 4.5%
Heber Springs, AR
$638
Alma, AR
$667
Difference
$28.57
more
All Utilities
↓ 4.1%
Heber Springs, AR
$642
Alma, AR
$616
Difference
$26.59
less
Groceries
↑ 1.1%
Heber Springs, AR
$1,138
Alma, AR
$1,151
Difference
$13.00
more

🏠Rent Comparison

Studio
From$680
To$700
↑ $20.00
1 Bed
From$730
To$730
→ $0
2 Bed
From$950
To$960
↑ $10.00
3 Bed
From$1,220
To$1,300
↑ $80.00
Heber Springs, ARZIP-level data

1BR range: $730–$730/mo

Alma, ARZIP-level data

1BR range: $730–$730/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Heber Springs, AR
$8,037
Monthly in Alma, AR
$537
Difference

Home Values

Heber Springs
Alma
$243K
Median Value
$239K
↑ +4.2%
YoY Change
↑ +6.4%
↑ +43.1%
5-Year Change
↑ +40.4%

Homes in Alma are 2% less expensive than Heber Springs

Calculate payment - Heber SpringsCalculate payment - Alma

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Heber Springs, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

Alma, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

Additional Tax Information

Heber Springs, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

Alma, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Heber Springs
Alma
55 Moderate
Air Quality
51 Moderate
34.4%
Good Air Days
48.4%
99 High
Climate Risk
98 High
🌊🌡🫨
Top Hazards
🌊🌡🌪
▲+2.8°F
2050 Outlook
▲+3.0°F
54 days
Heat Days >95°F
61 days
▲+2.8°F
2050 Outlook
▲+3.0°F
54 days
Heat Days >95°F
61 days

Before moving from Heber Springs, AR to Alma, AR

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Alma, AR for the same bedroom count and included utilities as your home in Heber Springs, AR. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Heber Springs to Alma moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Alma, AR by cost, housing, population and region.

Frequently Asked Questions: Heber Springs, AR vs Alma, AR

How do the cost estimates for Heber Springs, AR and Alma, AR compare?

Alma, AR has a modeled overall cost index 10.4% higher than Heber Springs, AR. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Heber Springs, AR, the model estimates $156,442 in Alma, AR. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Heber Springs, AR and Alma, AR?

The modeled two-bedroom rents are $950/month in Heber Springs, AR and $960/month in Alma, AR. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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