Is Austin, TX cheaper than Hendersonville, TN?

Based on cost of living data, Austin, TX is 5.5% more expensive than Hendersonville, TN. This translates to spending an extra $409 per month.

What salary do I need in Austin, TX to live like I do in Hendersonville, TN?

If you earn $150,000 in Hendersonville, TN, you'd need approximately $154,911.283 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Hendersonville, TN and Austin, TX?

Housing in Austin, TX is 27.5% more expensive than in Hendersonville, TN. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,523/month in Hendersonville, TN.

How much can I save per month by moving from Hendersonville, TN to Austin, TX?

Living in Austin, TX costs approximately $409 more per month than Hendersonville, TN, or $4911 more per year, based on a $150,000 salary.

Hendersonville, TN vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Hendersonville, TN — ZIP-level rent data · COL adjusted from Nashville, TN area

Current salary in Hendersonville, TN

Numbers update automatically as you type

You'd spend $409/month more in Austin, TX

$150.0K in your current city equals $154.9K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Nashville-Davidson-Murfreesboro-Franklin, TN area

Overall Cost

↑ 5.5%

More expensive

Monthly Impact

$409

Extra cost

Annual Impact

$4.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Hendersonville, TN

Population:64K

Cost Index:100

Median Home:$500K

Austin, TX

Population:979K

Cost Index:105

Median Home:$558K

Hendersonville, TN

The Volunteer State

64K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 64K residents.

💡 Advantage: Tennessee has no state income tax!

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Hendersonville, TN vs Austin, TX

Category	Hendersonville, TN	Austin, TX	Difference	Change
🏠Housing	$2,262/mo	$2,885/mo	↑ $622more	27.5%
📦Other	$1,841/mo	$1,741/mo	↓ $100less	5.5%
🚗Transportation	$1,218/mo	$1,284/mo	↑ $66.44more	5.5%
⚡All Utilities	$505/mo	$541/mo	↑ $35.47more	7.0%
🛒Groceries	$924/mo	$959/mo	↑ $34.88more	3.8%
🏥Healthcare	$591/mo	$589/mo	↓ $2.67less	0.5%

🏠Housing

↑ 27.5%

Hendersonville, TN

$2,262

Austin, TX

$2,885

Difference

$622

📦Other

↓ 5.5%

Hendersonville, TN

$1,841

Austin, TX

$1,741

Difference

$100

less

🚗Transportation

↑ 5.5%

Hendersonville, TN

$1,218

Austin, TX

$1,284

Difference

$66.44

⚡All Utilities

↑ 7.0%

Hendersonville, TN

$505

Austin, TX

$541

Difference

$35.47

🛒Groceries

↑ 3.8%

Hendersonville, TN

$924

Austin, TX

$959

Difference

$34.88

🏥Healthcare

↓ 0.5%

Hendersonville, TN

$591

Austin, TX

$589

Difference

$2.67

less

🏠Rent Comparison

Studio

From$1,330

To$1,585

↑ $255

1 Bed

From$1,386

To$1,685

↑ $299

2 Bed

From$1,523

To$1,995

↑ $472

3 Bed

From$1,951

To$2,525

↑ $574

Hendersonville, TNZIP-level data

1BR range: $1,720–$1,720/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,342

Monthly in Hendersonville, TN

$7,998

Monthly in Austin, TX

$656

Difference

Home Values

Hendersonville

Austin

$500K

Median Value

$558K

↑ +0.4%

YoY Change

↓ -5%

↑ +36%

5-Year Change

↑ +12.6%

$500K

Price Range

$272K - $1.26M

Homes in Austin are 12% more expensive than Hendersonville

Calculate payment - Hendersonville Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Hendersonville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Hendersonville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.