Is Phoenix, AZ cheaper than Hendersonville, TN?

Based on cost of living data, Phoenix, AZ is 5.7% more expensive than Hendersonville, TN. This translates to spending an extra $425 per month.

What salary do I need in Phoenix, AZ to live like I do in Hendersonville, TN?

If you earn $150,000 in Hendersonville, TN, you'd need approximately $155,095.577 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Hendersonville, TN and Phoenix, AZ?

Housing in Phoenix, AZ is 23.3% more expensive than in Hendersonville, TN. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,523/month in Hendersonville, TN.

How much can I save per month by moving from Hendersonville, TN to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $425 more per month than Hendersonville, TN, or $5096 more per year, based on a $150,000 salary.

Hendersonville, TN vs Phoenix, AZ: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Hendersonville, TN — ZIP-level rent data · COL adjusted from Nashville, TN area

Current salary in Hendersonville, TN

Numbers update automatically as you type

You'd spend $425/month more in Phoenix, AZ

$150.0K in your current city equals $155.1K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Nashville-Davidson-Murfreesboro-Franklin, TN area

Overall Cost

↑ 5.7%

More expensive

Monthly Impact

$425

Extra cost

Annual Impact

$5.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Hendersonville, TN

Population:64K

Cost Index:100

Median Home:$500K

Phoenix, AZ

Population:1608K

Cost Index:106

Median Home:$414K

Hendersonville, TN

The Volunteer State

64K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 64K residents.

💡 Advantage: Tennessee has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Hendersonville, TN vs Phoenix, AZ

Category	Hendersonville, TN	Phoenix, AZ	Difference	Change
🏠Housing	$2,262/mo	$2,788/mo	↑ $526more	23.3%
🚗Transportation	$1,218/mo	$1,489/mo	↑ $271more	22.3%
📦Other	$1,841/mo	$1,677/mo	↓ $164less	8.9%
⚡All Utilities	$505/mo	$561/mo	↑ $55.68more	11.0%
🛒Groceries	$924/mo	$963/mo	↑ $38.88more	4.2%
🏥Healthcare	$591/mo	$589/mo	↓ $2.67less	0.5%

🏠Housing

↑ 23.3%

Hendersonville, TN

$2,262

Phoenix, AZ

$2,788

Difference

$526

🚗Transportation

↑ 22.3%

Hendersonville, TN

$1,218

Phoenix, AZ

$1,489

Difference

$271

📦Other

↓ 8.9%

Hendersonville, TN

$1,841

Phoenix, AZ

$1,677

Difference

$164

less

⚡All Utilities

↑ 11.0%

Hendersonville, TN

$505

Phoenix, AZ

$561

Difference

$55.68

🛒Groceries

↑ 4.2%

Hendersonville, TN

$924

Phoenix, AZ

$963

Difference

$38.88

🏥Healthcare

↓ 0.5%

Hendersonville, TN

$591

Phoenix, AZ

$589

Difference

$2.67

less

🏠Rent Comparison

Studio

From$1,330

To$1,390

↑ $60.00

1 Bed

From$1,386

To$1,510

↑ $124

2 Bed

From$1,523

To$1,750

↑ $227

3 Bed

From$1,951

To$2,330

↑ $379

Hendersonville, TNZIP-level data

1BR range: $1,720–$1,720/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,342

Monthly in Hendersonville, TN

$8,068

Monthly in Phoenix, AZ

$725

Difference

Home Values

Hendersonville

Phoenix

$500K

Median Value

$414K

↑ +0.4%

YoY Change

↓ -3.1%

↑ +36%

5-Year Change

↑ +30.2%

$500K

Price Range

$274K - $957K

Homes in Phoenix are 17% less expensive than Hendersonville

Calculate payment - Hendersonville Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.2K

More taxes

Monthly Difference

$436

Less take-home

Effective Rate Diff

3.5%

Rate difference

Hendersonville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Hendersonville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.