Is San Antonio, TX cheaper than Hercules, CA?

Based on cost of living data, San Antonio, TX is 41.3% cheaper than Hercules, CA. This translates to saving $3095 per month.

What salary do I need in San Antonio, TX to live like I do in Hercules, CA?

If you earn $150,000 in Hercules, CA, you'd need approximately $112,859.476 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Hercules, CA and San Antonio, TX?

Housing in San Antonio, TX is 63.8% cheaper than in Hercules, CA. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $2,945/month in Hercules, CA.

How much can I save per month by moving from Hercules, CA to San Antonio, TX?

Moving from Hercules, CA to San Antonio, TX could save you approximately $3095 per month, or $37141 per year, based on a $150,000 salary.

Hercules, CA vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Hercules, CA — ZIP-level rent data · COL adjusted from Oakland, CA area

Current salary in Hercules, CA

Numbers update automatically as you type

You'd save $3.1K/month moving to San Antonio, TX

$150.0K in your current city equals $112.9K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 41.3%

Less expensive

Monthly Impact

$3,095

Savings

Annual Impact

$37.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Hercules, CA

Population:27K

Cost Index:100

Median Home:$729K

San Antonio, TX

Population:1547K

Cost Index:59

Median Home:$215K

Hercules, CA

The Golden State

27K

Population

State Tax

Yes

Located in California, this city has a population of 27K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Hercules, CA vs San Antonio, TX

Category	Hercules, CA	San Antonio, TX	Difference	Change
🏠Housing	$5,798/mo	$2,100/mo	↓ $3,698less	63.8%
🚗Transportation	$2,027/mo	$1,287/mo	↓ $740less	36.5%
🛒Groceries	$1,123/mo	$913/mo	↓ $210less	18.7%
🏥Healthcare	$684/mo	$527/mo	↓ $158less	23.1%
📦Other	$1,761/mo	$1,647/mo	↓ $113less	6.4%
⚡All Utilities	$434/mo	$496/mo	↑ $61.41more	14.1%

🏠Housing

↓ 63.8%

Hercules, CA

$5,798

San Antonio, TX

$2,100

Difference

$3,698

less

🚗Transportation

↓ 36.5%

Hercules, CA

$2,027

San Antonio, TX

$1,287

Difference

$740

less

🛒Groceries

↓ 18.7%

Hercules, CA

$1,123

San Antonio, TX

$913

Difference

$210

less

🏥Healthcare

↓ 23.1%

Hercules, CA

$684

San Antonio, TX

$527

Difference

$158

less

📦Other

↓ 6.4%

Hercules, CA

$1,761

San Antonio, TX

$1,647

Difference

$113

less

⚡All Utilities

↑ 14.1%

Hercules, CA

$434

San Antonio, TX

$496

Difference

$61.41

🏠Rent Comparison

Studio

From$2,163

To$1,110

↓ $1,053

1 Bed

From$2,410

To$1,210

↓ $1,200

2 Bed

From$2,945

To$1,470

↓ $1,475

3 Bed

From$3,767

To$1,890

↓ $1,877

Hercules, CAZIP-level data

1BR range: $3,020–$3,020/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,827

Monthly in Hercules, CA

$6,969

Monthly in San Antonio, TX

$4,858

Difference

Home Values

Hercules

San Antonio

$729K

Median Value

$215K

↓ -5.9%

YoY Change

↓ -2.9%

↑ +12.7%

5-Year Change

↑ +16.7%

$729K

Price Range

$107K - $905K

Homes in San Antonio are 70% less expensive than Hercules

Calculate payment - Hercules Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Hercules, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Hercules, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.