Hermantown, MN vs Mahomet, IL: Cost of Living

Which city costs less?

Mahomet, IL has a modeled overall cost index 1.9% lower than Hermantown, MN.

Hermantown, MN · modeled 2BR rent
$1,570 / month
Mahomet, IL · modeled 2BR rent
$1,360 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Hermantown, MN and Mahomet, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $130/month in Mahomet, IL

$150,000 in your current city has a modeled equivalent of $151,560 in Mahomet, IL

Regional cost estimates: Hermantown, MN uses Saint Paul, MN. Mahomet, IL uses Chicago, IL. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 1.9%
Less expensive
Monthly Impact
$130
Extra cost
Annual Impact
$1.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Hermantown, MN

Population:10K
Cost Index:
82.6
100 = national average
Typical Home:$335K

Mahomet, IL

Population:10K
Cost Index:
81.0
100 = national average
Typical Home:$333K

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Hermantown, MN

The North Star State

10K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 10K residents.

Mahomet, IL

The Prairie State

10K
Population
State Tax
Yes

Located in Illinois, this city has a population of 10K residents.

Cost Breakdown by Category

Estimated monthly spending: Hermantown, MN vs Mahomet, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↑ 16.0%
Hermantown, MN
$1,274
Mahomet, IL
$1,478
Difference
$204
more
Healthcare
↓ 23.2%
Hermantown, MN
$787
Mahomet, IL
$604
Difference
$183
less
Housing
↑ 8.1%
Hermantown, MN
$2,246
Mahomet, IL
$2,428
Difference
$182
more
Other
↓ 2.9%
Hermantown, MN
$1,592
Mahomet, IL
$1,546
Difference
$45.93
less
Groceries
↓ 2.4%
Hermantown, MN
$1,072
Mahomet, IL
$1,046
Difference
$25.68
less
All Utilities
↓ 0.3%
Hermantown, MN
$529
Mahomet, IL
$528
Difference
$1.57
less

🏠Rent Comparison

Studio
From$1,080
To$1,140
↑ $60.00
1 Bed
From$1,250
To$1,150
↓ $100
2 Bed
From$1,570
To$1,360
↓ $210
3 Bed
From$2,150
To$1,740
↓ $410
Hermantown, MNZIP-level data

1BR range: $1,250–$1,250/mo

Mahomet, ILZIP-level data

1BR range: $1,150–$1,150/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Hermantown, MN
$7,630
Monthly in Mahomet, IL
$130
Difference

Home Values

Hermantown
Mahomet
$335K
Median Value
$333K
↑ +7.2%
YoY Change
↑ +3.3%
↑ +35.9%
5-Year Change
↑ +32.5%

Homes in Mahomet are 1% less expensive than Hermantown

Calculate payment - HermantownCalculate payment - Mahomet

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $3.0K
Per year
Monthly Difference
$251
More take-home
Effective Rate Diff
2.0%
Rate difference

Hermantown, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Mahomet, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Hermantown, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

Mahomet, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hermantown
Mahomet
36 Good
Air Quality
54 Moderate
72.4%
Good Air Days
35.8%
95 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+3.7°F
2050 Outlook
▲+3.2°F
14 days
Heat Days >95°F
18 days
▲+3.7°F
2050 Outlook
▲+3.2°F
14 days
Heat Days >95°F
18 days

Before moving from Hermantown, MN to Mahomet, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Mahomet, IL for the same bedroom count and included utilities as your home in Hermantown, MN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Hermantown to Mahomet moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Mahomet, IL by cost, housing, population and region.

Frequently Asked Questions: Hermantown, MN vs Mahomet, IL

How do the cost estimates for Hermantown, MN and Mahomet, IL compare?

Mahomet, IL has a modeled overall cost index 1.9% lower than Hermantown, MN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Hermantown, MN, the model estimates $151,560 in Mahomet, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Hermantown, MN and Mahomet, IL?

The modeled two-bedroom rents are $1,570/month in Hermantown, MN and $1,360/month in Mahomet, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Minnesota and Illinois on TaxTakeHome.com

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