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Cost of Living Comparison 2026

📍 High Point, NC — ZIP-level rent data · COL adjusted from Winston-Salem, NC area

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You'd spend $811/month more in Charlotte, NC

$150.0K in your current city equals $159.7K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 10.8%
More expensive
Monthly Impact
$811
Extra cost
Annual Impact
$9.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

High Point, NC

Population:117K
Cost Index:100
Median Home:$206K

Charlotte, NC

Population:875K
Cost Index:111
Median Home:$399K

High Point, NC

The Tar Heel State

117K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 117K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Major banking center
  • •NASCAR headquarters
  • •Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: High Point, NC vs Charlotte, NC

🏠Housing
↑ 30.9%
High Point, NC
$1,886
Charlotte, NC
$2,469
Difference
$583
more
📦Other
↑ 10.3%
High Point, NC
$1,548
Charlotte, NC
$1,707
Difference
$160
more
🏥Healthcare
↑ 7.1%
High Point, NC
$596
Charlotte, NC
$638
Difference
$42.14
more
🛒Groceries
↑ 4.0%
High Point, NC
$951
Charlotte, NC
$989
Difference
$37.91
more
🚗Transportation
↑ 1.7%
High Point, NC
$1,182
Charlotte, NC
$1,202
Difference
$19.79
more
⚡All Utilities
↑ 0.8%
High Point, NC
$515
Charlotte, NC
$519
Difference
$4.29
more

🏠Rent Comparison

Studio
From$945
To$1,630
↑ $685
1 Bed
From$986
To$1,710
↑ $724
2 Bed
From$1,087
To$1,870
↑ $783
3 Bed
From$1,396
To$2,300
↑ $904
High Point, NCZIP-level data

1BR range: $1,080–$1,400/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,678
Monthly in High Point, NC
$7,525
Monthly in Charlotte, NC
$846
Difference

Home Values

High Point
Charlotte
$206K
Median Value
$399K
↑ +0.2%
YoY Change
↓ -1.1%
↑ +34.5%
5-Year Change
↑ +40.8%
$134K - $296K
Price Range
$293K - $1.57M

Homes in Charlotte are 94% more expensive than High Point

Calculate payment - High PointCalculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

High Point, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

High Point, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

High Point
Charlotte
47 Good
Air Quality
51 Moderate
57.4%
Good Air Days
46.2%
92 Moderate
Climate Risk
97 High
🌊🌪💨
Top Hazards
🌊🌪💨
▲+2.8°F
2050 Outlook
▲+2.9°F
30 days
Heat Days >95°F
36 days
▲+2.8°F
2050 Outlook
▲+2.9°F
30 days
Heat Days >95°F
36 days

Where your money goes further

Cities cheaper than High Point, NC on a $150.0K salary

1.Indianapolis, IN
Save $45.83/mo
2.St. Louis, MO
Save $45.83/mo

Similar cost to Charlotte, NC

Other cities in a similar price range

Austin, TXDenver, CONashville, TN

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