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Cost of Living Comparison 2026

๐Ÿ“ Highland, CA โ€” COL adjusted from San Bernardino, CA area + state data

$

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You'd save $113/month moving to Phoenix, AZ

$150.0K in your current city equals $148.6K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from Riverside-San Bernardino-Ontario, CA area
Overall Cost
โ†“ 1.5%
Less expensive
Monthly Impact
$113
Savings
Annual Impact
$1.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Highland, CA

Population:56K
Cost Index:100
Median Home:$448K

Phoenix, AZ

Population:1608K
Cost Index:98
Median Home:$414K

Highland, CA

The Golden State

56K
Population
State Tax
Yes

Located in California, this city has a population of 56K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Highland, CA vs Phoenix, AZ

๐Ÿš—Transportation
โ†“ 28.9%
Highland, CA
$2,094
Phoenix, AZ
$1,489
Difference
$605
less
๐Ÿ Housing
โ†‘ 6.9%
Highland, CA
$2,609
Phoenix, AZ
$2,788
Difference
$179
more
๐Ÿ“ฆOther
โ†‘ 5.4%
Highland, CA
$1,592
Phoenix, AZ
$1,677
Difference
$85.78
more
๐Ÿ›’Groceries
โ†“ 5.9%
Highland, CA
$1,024
Phoenix, AZ
$963
Difference
$60.32
less
๐ŸฅHealthcare
โ†‘ 8.4%
Highland, CA
$543
Phoenix, AZ
$589
Difference
$45.46
more
โšกAll Utilities
โ†‘ 2.2%
Highland, CA
$549
Phoenix, AZ
$561
Difference
$12.20
more

๐Ÿ Rent Comparison

Studio
From$990
To$1,390
โ†‘ $400
1 Bed
From$1,154
To$1,510
โ†‘ $356
2 Bed
From$1,484
To$1,750
โ†‘ $266
3 Bed
From$2,062
To$2,330
โ†‘ $268
Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,411
Monthly in Highland, CA
$8,068
Monthly in Phoenix, AZ
$343
Difference

Home Values

Highland
Phoenix
-
Median Value
$414K
-
YoY Change
โ†“ -3.1%
-
5-Year Change
โ†‘ +30.2%
-
Price Range
$274K - $957K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $5.4K
Per year
Monthly Difference
$449
More take-home
Effective Rate Diff
3.6%
Rate difference

Highland, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Highland, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Highland
Phoenix
87 Moderate
Air Quality
77 Moderate
10.9%
Good Air Days
9%
100 Very High
Climate Risk
100 Very High
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
100 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
100 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between California and Arizona on TaxTakeHome.com

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