Highland Falls, NY vs Brentwood, MD: Cost of Living

Which city costs less?

Brentwood, MD has a modeled overall cost index 22.6% higher than Highland Falls, NY.

Highland Falls, NY · modeled 2BR rent: $2,200 / month
Brentwood, MD · modeled 2BR rent: $2,070 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Highland Falls, NY and Brentwood, MD using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Highland Falls, NY

Numbers update automatically as you type

Estimated extra cost: $1,771/month in Brentwood, MD

$150,000 in your current city has a modeled equivalent of $171,254 in Brentwood, MD

Regional cost estimates: Highland Falls, NY uses Jersey City, NJ. Brentwood, MD uses Washington, DC. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 22.6%

More expensive

Monthly Impact

$1,771

Extra cost

Annual Impact

$21.3K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Highland Falls, NY

Population:4K

Cost Index:

109.9

100 = national average

Typical Home:$411K

Brentwood, MD

Population:4K

Cost Index:

134.8

100 = national average

Typical Home:$370K

Planning the move to Brentwood?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Highland Falls, NY

The Empire State

Population

State Tax

Yes

Located in New York, this city has a population of 4K residents.

Brentwood, MD

The Old Line State

Population

State Tax

Yes

Located in Maryland, this city has a population of 4K residents.

Cost Breakdown by Category

Estimated monthly spending: Highland Falls, NY vs Brentwood, MD

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Highland Falls, NY	Brentwood, MD	Difference	Change
Housing	$2,638/mo	$4,446/mo	↑ $1,808more	68.5%
Transportation	$1,261/mo	$1,499/mo	↑ $239more	18.9%
Other	$1,598/mo	$1,451/mo	↓ $146less	9.2%
All Utilities	$501/mo	$429/mo	↓ $71.74less	14.3%
Healthcare	$578/mo	$534/mo	↓ $44.67less	7.7%
Groceries	$925/mo	$912/mo	↓ $12.99less	1.4%

Housing

↑ 68.5%

Highland Falls, NY

$2,638

Brentwood, MD

$4,446

Difference

$1,808

Transportation

↑ 18.9%

Highland Falls, NY

$1,261

Brentwood, MD

$1,499

Difference

$239

Other

↓ 9.2%

Highland Falls, NY

$1,598

Brentwood, MD

$1,451

Difference

$146

less

All Utilities

↓ 14.3%

Highland Falls, NY

$501

Brentwood, MD

$429

Difference

$71.74

less

Healthcare

↓ 7.7%

Highland Falls, NY

$578

Brentwood, MD

$534

Difference

$44.67

less

Groceries

↓ 1.4%

Highland Falls, NY

$925

Brentwood, MD

$912

Difference

$12.99

less

🏠Rent Comparison

Studio

From$1,520

To$1,800

↑ $280

1 Bed

From$1,720

To$1,860

↑ $140

2 Bed

From$2,200

To$2,070

↓ $130

3 Bed

From$2,790

To$2,610

↓ $180

Highland Falls, NYZIP-level data

1BR range: $1,720–$1,720/mo

Brentwood, MDZIP-level data

1BR range: $1,860–$1,860/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Highland Falls, NY

$9,271

Monthly in Brentwood, MD

$1,771

Difference

Home Values

Highland Falls

Brentwood

$411K

Median Value

$370K

↑ +2.3%

YoY Change

↓ -2.2%

↑ +50%

5-Year Change

↑ +9.5%

Homes in Brentwood are 10% less expensive than Highland Falls

Calculate payment - Highland Falls Calculate payment - Brentwood

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.3K

Per year

Monthly Difference

$190

More take-home

Effective Rate Diff

1.5%

Rate difference

Highland Falls, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Brentwood, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Additional Tax Information

Highland Falls, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Brentwood, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Highland Falls

Brentwood

41 Good

Air Quality

45 Good

71.3%

Good Air Days

63.7%

97 High

Climate Risk

98 High

🌊🌅🌡

Top Hazards

🌊🌀🌡

▲+2.8°F

2050 Outlook

▲+2.9°F

12 days

Heat Days >95°F

27 days

▲+2.8°F

2050 Outlook

▲+2.9°F

12 days

Heat Days >95°F

27 days

Before moving from Highland Falls, NY to Brentwood, MD

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Brentwood, MD for the same bedroom count and included utilities as your home in Highland Falls, NY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Highland Falls to Brentwood moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Brentwood, MD by cost, housing, population and region.

Frequently Asked Questions: Highland Falls, NY vs Brentwood, MD

How do the cost estimates for Highland Falls, NY and Brentwood, MD compare?

Brentwood, MD has a modeled overall cost index 22.6% higher than Highland Falls, NY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Highland Falls, NY, the model estimates $171,254 in Brentwood, MD. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Highland Falls, NY and Brentwood, MD?

The modeled two-bedroom rents are $2,200/month in Highland Falls, NY and $2,070/month in Brentwood, MD. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New York and Maryland on TaxTakeHome.com