Highland Village, TX vs Selma, TX: Cost of Living

Which city costs less?

Selma, TX has a modeled overall cost index 12.6% lower than Highland Village, TX.

Highland Village, TX · modeled 2BR rent
$2,070 / month
Selma, TX · modeled 2BR rent
$1,820 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Highland Village, TX and Selma, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $905/month in Selma, TX

$150,000 in your current city has a modeled equivalent of $139,136 in Selma, TX

Regional cost estimates: Highland Village, TX uses Irving, TX. Selma, TX uses San Antonio, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 12.6%
Less expensive
Monthly Impact
$905
Savings
Annual Impact
$10.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Highland Village, TX

Population:16K
Cost Index:
93.0
100 = national average
Typical Home:$353K

Selma, TX

Population:12K
Cost Index:
81.4
100 = national average
Typical Home:$304K

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Highland Village, TX

The Lone Star State

16K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 16K residents.

💡 Advantage: Texas has no state income tax!

Selma, TX

The Lone Star State

12K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 12K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Highland Village, TX vs Selma, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 16.5%
Highland Village, TX
$2,171
Selma, TX
$1,814
Difference
$357
less
Other
↓ 10.0%
Highland Village, TX
$1,757
Selma, TX
$1,581
Difference
$176
less
Healthcare
↓ 18.7%
Highland Village, TX
$658
Selma, TX
$535
Difference
$123
less
Groceries
↓ 9.0%
Highland Village, TX
$1,019
Selma, TX
$927
Difference
$92.12
less
All Utilities
↓ 14.1%
Highland Village, TX
$586
Selma, TX
$503
Difference
$82.69
less
Transportation
↓ 5.7%
Highland Village, TX
$1,309
Selma, TX
$1,235
Difference
$74.37
less

🏠Rent Comparison

Studio
From$1,700
To$1,370
↓ $330
1 Bed
From$1,770
To$1,500
↓ $270
2 Bed
From$2,070
To$1,820
↓ $250
3 Bed
From$2,610
To$2,330
↓ $280
Highland Village, TXZIP-level data

1BR range: $1,770–$1,770/mo

Selma, TXZIP-level data

1BR range: $1,500–$1,500/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Highland Village, TX
$6,595
Monthly in Selma, TX
$905
Difference

Home Values

Highland Village
Selma
$353K
Median Value
$304K
↓ -5.9%
YoY Change
↓ -2.8%
↑ +27%
5-Year Change
↑ +20.3%

Homes in Selma are 14% less expensive than Highland Village

Calculate payment - Highland VillageCalculate payment - Selma

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Highland Village, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Selma, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Highland Village, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Selma, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Highland Village
Selma
55 Moderate
Air Quality
52 Moderate
35.2%
Good Air Days
47.5%
100 Very High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.8°F
2050 Outlook
▲+2.6°F
92 days
Heat Days >95°F
105 days
▲+2.8°F
2050 Outlook
▲+2.6°F
92 days
Heat Days >95°F
105 days

Before moving from Highland Village, TX to Selma, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Selma, TX for the same bedroom count and included utilities as your home in Highland Village, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Highland Village to Selma moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Selma, TX by cost, housing, population and region.

Frequently Asked Questions: Highland Village, TX vs Selma, TX

How do the cost estimates for Highland Village, TX and Selma, TX compare?

Selma, TX has a modeled overall cost index 12.6% lower than Highland Village, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Highland Village, TX, the model estimates $139,136 in Selma, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Highland Village, TX and Selma, TX?

The modeled two-bedroom rents are $2,070/month in Highland Village, TX and $1,820/month in Selma, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Where your money goes further

Cities cheaper than Highland Village, TX on a $150.0K salary

1.St. Louis, MO
Save $301/mo
2.Indianapolis, IN
Save $272/mo
3.Pittsburgh, PA
Save $98.49/mo
4.San Antonio, TX
Save $17.89/mo

Similar cost to Selma, TX

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