Hobart, IN vs Athens, OH: Cost of Living

Which city costs less?

Athens, OH has a modeled overall cost index 15.6% lower than Hobart, IN.

Hobart, IN · modeled 2BR rent: $1,340 / month
Athens, OH · modeled 2BR rent: $1,260 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Hobart, IN and Athens, OH using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Hobart, IN

Numbers update automatically as you type

Estimated savings: $1,291/month in Athens, OH

$150,000 in your current city has a modeled equivalent of $134,514 in Athens, OH

Regional cost estimates: Hobart, IN uses Chicago, IL. Athens, OH uses Columbus, OH. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 15.6%

Less expensive

Monthly Impact

$1,291

Savings

Annual Impact

$15.5K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Hobart, IN

Population:29K

Cost Index:

97.0

100 = national average

Typical Home:$229K

Athens, OH

Population:25K

Cost Index:

81.9

100 = national average

Typical Home:$233K

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Hobart, IN

The Hoosier State

29K

Population

State Tax

Yes

Located in Indiana, this city has a population of 29K residents.

Athens, OH

The Buckeye State

25K

Population

State Tax

Yes

Located in Ohio, this city has a population of 25K residents.

Cost Breakdown by Category

Estimated monthly spending: Hobart, IN vs Athens, OH

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Hobart, IN	Athens, OH	Difference	Change
Housing	$2,447/mo	$1,660/mo	↓ $786less	32.1%
Transportation	$1,490/mo	$1,227/mo	↓ $262less	17.6%
Other	$1,558/mo	$1,399/mo	↓ $159less	10.2%
Groceries	$963/mo	$913/mo	↓ $49.96less	5.2%
All Utilities	$486/mo	$438/mo	↓ $48.19less	9.9%
Healthcare	$557/mo	$572/mo	↑ $15.44more	2.8%

Housing

↓ 32.1%

Hobart, IN

$2,447

Athens, OH

$1,660

Difference

$786

less

Transportation

↓ 17.6%

Hobart, IN

$1,490

Athens, OH

$1,227

Difference

$262

less

Other

↓ 10.2%

Hobart, IN

$1,558

Athens, OH

$1,399

Difference

$159

less

Groceries

↓ 5.2%

Hobart, IN

$963

Athens, OH

$913

Difference

$49.96

less

All Utilities

↓ 9.9%

Hobart, IN

$486

Athens, OH

$438

Difference

$48.19

less

Healthcare

↑ 2.8%

Hobart, IN

$557

Athens, OH

$572

Difference

$15.44

🏠Rent Comparison

Studio

From$980

To$1,040

↑ $60.00

1 Bed

From$1,100

To$1,050

↓ $50.00

2 Bed

From$1,340

To$1,260

↓ $80.00

3 Bed

From$1,640

To$1,540

↓ $100

Hobart, INZIP-level data

1BR range: $1,100–$1,100/mo

Athens, OHZIP-level data

1BR range: $1,050–$1,050/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Hobart, IN

$6,209

Monthly in Athens, OH

$1,291

Difference

Home Values

Hobart

Athens

$229K

Median Value

$233K

↑ +0.9%

YoY Change

↑ +5.6%

↑ +36.9%

5-Year Change

↑ +28.7%

Homes in Athens are 2% more expensive than Hobart

Calculate payment - Hobart Calculate payment - Athens

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $418

Per year

Monthly Difference

$34.81

More take-home

Effective Rate Diff

0.3%

Rate difference

Hobart, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Athens, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

Additional Tax Information

Hobart, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

Athens, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hobart

Athens

54 Moderate

Air Quality

53 Moderate

35.8%

Good Air Days

41.3%

100 Very High

Climate Risk

98 High

🌊🌡🫨

Top Hazards

🌊🌡🌪

▲+3.2°F

2050 Outlook

▲+3.1°F

18 days

Heat Days >95°F

18 days

▲+3.2°F

2050 Outlook

▲+3.1°F

18 days

Heat Days >95°F

18 days

Before moving from Hobart, IN to Athens, OH

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Athens, OH for the same bedroom count and included utilities as your home in Hobart, IN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Hobart to Athens moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Athens, OH by cost, housing, population and region.

Frequently Asked Questions: Hobart, IN vs Athens, OH

How do the cost estimates for Hobart, IN and Athens, OH compare?

Athens, OH has a modeled overall cost index 15.6% lower than Hobart, IN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Hobart, IN, the model estimates $134,514 in Athens, OH. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Hobart, IN and Athens, OH?

The modeled two-bedroom rents are $1,340/month in Hobart, IN and $1,260/month in Athens, OH. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Indiana and Ohio on TaxTakeHome.com