Is St. Louis, MO cheaper than Hobart, IN?

Based on cost of living data, St. Louis, MO is 10.2% cheaper than Hobart, IN. This translates to saving $762 per month.

What salary do I need in St. Louis, MO to live like I do in Hobart, IN?

If you earn $150,000 in Hobart, IN, you'd need approximately $140,861.849 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Hobart, IN and St. Louis, MO?

Housing in St. Louis, MO is 24.3% cheaper than in Hobart, IN. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,020/month in Hobart, IN.

How much can I save per month by moving from Hobart, IN to St. Louis, MO?

Moving from Hobart, IN to St. Louis, MO could save you approximately $762 per month, or $9138 per year, based on a $150,000 salary.

Hobart, IN vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Hobart, IN — ZIP-level rent data · COL adjusted from Chicago, IL area

Current salary in Hobart, IN

Numbers update automatically as you type

You'd save $762/month moving to St. Louis, MO

$150.0K in your current city equals $140.9K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↓ 10.2%

Less expensive

Monthly Impact

$762

Savings

Annual Impact

$9.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Hobart, IN

Population:29K

Cost Index:100

Median Home:$229K

St. Louis, MO

Population:302K

Cost Index:90

Median Home:$145K

Hobart, IN

The Hoosier State

29K

Population

State Tax

Yes

Located in Indiana, this city has a population of 29K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Hobart, IN vs St. Louis, MO

Category	Hobart, IN	St. Louis, MO	Difference	Change
🏠Housing	$2,472/mo	$1,871/mo	↓ $601less	24.3%
🚗Transportation	$1,505/mo	$1,216/mo	↓ $289less	19.2%
⚡All Utilities	$491/mo	$535/mo	↑ $44.19more	9.0%
🏥Healthcare	$563/mo	$527/mo	↓ $36.30less	6.4%
📦Other	$1,574/mo	$1,607/mo	↑ $32.56more	2.1%
🛒Groceries	$974/mo	$949/mo	↓ $24.82less	2.5%

🏠Housing

↓ 24.3%

Hobart, IN

$2,472

St. Louis, MO

$1,871

Difference

$601

less

🚗Transportation

↓ 19.2%

Hobart, IN

$1,505

St. Louis, MO

$1,216

Difference

$289

less

⚡All Utilities

↑ 9.0%

Hobart, IN

$491

St. Louis, MO

$535

Difference

$44.19

🏥Healthcare

↓ 6.4%

Hobart, IN

$563

St. Louis, MO

$527

Difference

$36.30

less

📦Other

↑ 2.1%

Hobart, IN

$1,574

St. Louis, MO

$1,607

Difference

$32.56

🛒Groceries

↓ 2.5%

Hobart, IN

$974

St. Louis, MO

$949

Difference

$24.82

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Hobart, IN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$746

To$910

↑ $164

1 Bed

From$838

To$950

↑ $112

2 Bed

From$1,020

To$1,160

↑ $140

3 Bed

From$1,249

To$1,490

↑ $241

Hobart, INZIP-level data

1BR range: $1,100–$1,100/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,580

Monthly in Hobart, IN

$6,705

Monthly in St. Louis, MO

$875

Difference

Home Values

Hobart

St. Louis

$229K

Median Value

$145K

↑ +0.9%

YoY Change

↓ -0.8%

↑ +36.9%

5-Year Change

↑ +10.9%

$229K

Price Range

$38K - $302K

Homes in St. Louis are 37% less expensive than Hobart

Calculate payment - Hobart Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $3.1K

More taxes

Monthly Difference

$257

Less take-home

Effective Rate Diff

2.1%

Rate difference

Hobart, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Hobart, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.