Holdrege, NE vs Indianapolis, IN: Cost of Living

Which city costs less?

Indianapolis, IN has a modeled overall cost index 15.3% higher than Holdrege, NE.

Holdrege, NE · modeled 2BR rent
$960 / month
Indianapolis, IN · modeled 2BR rent
$1,360 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Holdrege, NE and Indianapolis, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $1,176/month in Indianapolis, IN

$150,000 in your current city has a modeled equivalent of $164,109 in Indianapolis, IN

Regional cost estimates: Holdrege, NE uses Lincoln, NE. Indianapolis, IN uses Indianapolis-Carmel-Anderson, IN Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 15.3%
More expensive
Monthly Impact
$1,176
Extra cost
Annual Impact
$14.1K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Holdrege, NE

Population:6K
Cost Index:
75.5
100 = national average
Typical Home:$201K

Indianapolis, IN

Population:888K
Cost Index:
87.0
100 = national average
Typical Home:$176K

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Holdrege, NE

The Cornhusker State

6K
Population
State Tax
Yes

Located in Nebraska, this city has a population of 6K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Estimated monthly spending: Holdrege, NE vs Indianapolis, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 24.1%
Holdrege, NE
$2,025
Indianapolis, IN
$2,512
Difference
$487
more
Other
↑ 21.9%
Holdrege, NE
$1,682
Indianapolis, IN
$2,049
Difference
$368
more
Transportation
↑ 15.3%
Holdrege, NE
$1,328
Indianapolis, IN
$1,532
Difference
$203
more
All Utilities
↑ 17.5%
Holdrege, NE
$551
Indianapolis, IN
$648
Difference
$96.36
more
Groceries
↑ 6.3%
Holdrege, NE
$1,114
Indianapolis, IN
$1,185
Difference
$70.68
more
Healthcare
↓ 6.2%
Holdrege, NE
$800
Indianapolis, IN
$751
Difference
$49.27
less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Holdrege, NE has no local income tax recorded in this dataset.

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio
From$670
To$1,030
↑ $360
1 Bed
From$760
To$1,170
↑ $410
2 Bed
From$960
To$1,360
↑ $400
3 Bed
From$1,310
To$1,760
↑ $450
Holdrege, NEZIP-level data

1BR range: $760–$760/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Holdrege, NE
$8,676
Monthly in Indianapolis, IN
$1,176
Difference

Home Values

Holdrege
Indianapolis
$201K
Median Value
$176K
↑ +3.5%
YoY Change
↓ -1.1%
↑ +30.4%
5-Year Change
↑ +26.9%
$201K
Price Range
$109K - $340K

Homes in Indianapolis are 12% less expensive than Holdrege

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $4.5K
Per year
Monthly Difference
$374
More take-home
Effective Rate Diff
3.0%
Rate difference

Holdrege, NE

Federal Income Tax
Effective: 18.9%
$25.5K
Nebraska State Tax
Effective: 6.2%
$9.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.9%
$46.3K
Take-Home Pay
$8,638/month
$103.7K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Holdrege, NE Tax Rates

Sales Tax:7.0%
Property Tax:1.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Holdrege
Indianapolis
41 Good
Air Quality
54 Moderate
83.7%
Good Air Days
36.6%
91 Moderate
Climate Risk
97 High
🌪💨
Top Hazards
🌊🌡🌪
▲+3.3°F
2050 Outlook
▲+3.1°F
38 days
Heat Days >95°F
18 days
▲+3.3°F
2050 Outlook
▲+3.1°F
38 days
Heat Days >95°F
18 days

Before moving from Holdrege, NE to Indianapolis, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Indianapolis, IN for the same bedroom count and included utilities as your home in Holdrege, NE. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Holdrege to Indianapolis moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Indianapolis, IN by cost, housing, population and region.

Frequently Asked Questions: Holdrege, NE vs Indianapolis, IN

How do the cost estimates for Holdrege, NE and Indianapolis, IN compare?

Indianapolis, IN has a modeled overall cost index 15.3% higher than Holdrege, NE. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Holdrege, NE, the model estimates $164,109 in Indianapolis, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Holdrege, NE and Indianapolis, IN?

The modeled two-bedroom rents are $960/month in Holdrege, NE and $1,360/month in Indianapolis, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Nebraska and Indiana on TaxTakeHome.com

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