Holladay, UT vs Bell Gardens, CA: Cost of Living

Which city costs less?

Bell Gardens, CA has a modeled overall cost index 44.1% higher than Holladay, UT.

Holladay, UT · modeled 2BR rent
$1,815 / month
Bell Gardens, CA · modeled 2BR rent
$2,180 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Holladay, UT and Bell Gardens, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $3,514/month in Bell Gardens, CA

$150,000 in your current city has a modeled equivalent of $192,167 in Bell Gardens, CA

Regional cost estimates: Holladay, UT uses Boise, ID. Bell Gardens, CA uses Long Beach, CA. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 44.1%
More expensive
Monthly Impact
$3,514
Extra cost
Annual Impact
$42.2K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Holladay, UT

Population:30K
Cost Index:
88.6
100 = national average
Typical Home:$736K

Bell Gardens, CA

Population:37K
Cost Index:
127.6
100 = national average
Typical Home:$675K

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Holladay, UT

The Beehive State

30K
Population
State Tax
Yes

Located in Utah, this city has a population of 30K residents.

Bell Gardens, CA

The Golden State

37K
Population
State Tax
Yes

Located in California, this city has a population of 37K residents.

Cost Breakdown by Category

Estimated monthly spending: Holladay, UT vs Bell Gardens, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 85.9%
Holladay, UT
$2,491
Bell Gardens, CA
$4,631
Difference
$2,140
more
Transportation
↑ 84.3%
Holladay, UT
$1,227
Bell Gardens, CA
$2,261
Difference
$1,034
more
Other
↑ 9.9%
Holladay, UT
$1,644
Bell Gardens, CA
$1,807
Difference
$163
more
Groceries
↑ 12.9%
Holladay, UT
$992
Bell Gardens, CA
$1,120
Difference
$128
more
All Utilities
↑ 21.9%
Holladay, UT
$493
Bell Gardens, CA
$601
Difference
$108
more
Healthcare
↓ 9.0%
Holladay, UT
$653
Bell Gardens, CA
$594
Difference
$58.65
less

🏠Rent Comparison

Studio
From$1,310
To$1,560
↑ $250
1 Bed
From$1,515
To$1,750
↑ $235
2 Bed
From$1,815
To$2,180
↑ $365
3 Bed
From$2,425
To$2,760
↑ $335
Holladay, UTZIP-level data

1BR range: $1,410–$1,620/mo

Bell Gardens, CAZIP-level data

1BR range: $1,750–$1,750/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Holladay, UT
$11,014
Monthly in Bell Gardens, CA
$3,514
Difference

Home Values

Holladay
Bell Gardens
$736K
Median Value
$675K
↑ +3.3%
YoY Change
↓ -0.7%
↑ +33.2%
5-Year Change
↑ +29.7%
$675K - $798K
Price Range
$675K

Homes in Bell Gardens are 8% less expensive than Holladay

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $3.4K
More taxes
Monthly Difference
$279
Less take-home
Effective Rate Diff
2.2%
Rate difference

Holladay, UT

Federal Income Tax
Effective: 18.9%
$25.5K
Utah State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Bell Gardens, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Holladay, UT Tax Rates

Sales Tax:7.4%
Property Tax:0.6%

Bell Gardens, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Holladay
Bell Gardens
44 Good
Air Quality
80 Moderate
62.8%
Good Air Days
10.4%
88 Moderate
Climate Risk
100 Very High
🔥💨
Top Hazards
🔥🌊🌅
▲+3.3°F
2050 Outlook
▲+2.3°F
49 days
Heat Days >95°F
5 days
▲+3.3°F
2050 Outlook
▲+2.3°F
49 days
Heat Days >95°F
5 days

Before moving from Holladay, UT to Bell Gardens, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Bell Gardens, CA for the same bedroom count and included utilities as your home in Holladay, UT. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Holladay to Bell Gardens moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Bell Gardens, CA by cost, housing, population and region.

Frequently Asked Questions: Holladay, UT vs Bell Gardens, CA

How do the cost estimates for Holladay, UT and Bell Gardens, CA compare?

Bell Gardens, CA has a modeled overall cost index 44.1% higher than Holladay, UT. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Holladay, UT, the model estimates $192,167 in Bell Gardens, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Holladay, UT and Bell Gardens, CA?

The modeled two-bedroom rents are $1,815/month in Holladay, UT and $2,180/month in Bell Gardens, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Utah and California on TaxTakeHome.com

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