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Cost of Living Comparison 2026

๐Ÿ“ Holland, MI โ€” ZIP-level rent data ยท COL adjusted from Milwaukee, WI area

$

Numbers update automatically as you type

You'd save $276/month moving to Indianapolis, IN

$150.0K in your current city equals $146.7K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from Grand Rapids-Wyoming, MI area
Overall Cost
โ†“ 3.7%
Less expensive
Monthly Impact
$276
Savings
Annual Impact
$3.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Holland, MI

Population:35K
Cost Index:100
Median Home:$353K

Indianapolis, IN

Population:888K
Cost Index:96
Median Home:$176K

Holland, MI

The Great Lakes State

35K
Population
State Tax
Yes

Located in Michigan, this city has a population of 35K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Holland, MI vs Indianapolis, IN

๐Ÿ Housing
โ†‘ 13.5%
Holland, MI
$1,718
Indianapolis, IN
$1,949
Difference
$231
more
๐Ÿš—Transportation
โ†“ 14.9%
Holland, MI
$1,396
Indianapolis, IN
$1,188
Difference
$208
less
๐ŸฅHealthcare
โ†“ 18.7%
Holland, MI
$716
Indianapolis, IN
$582
Difference
$134
less
๐Ÿ›’Groceries
โ†“ 3.8%
Holland, MI
$956
Indianapolis, IN
$919
Difference
$36.38
less
๐Ÿ“ฆOther
โ†“ 0.3%
Holland, MI
$1,595
Indianapolis, IN
$1,590
Difference
$4.74
less
โšกAll Utilities
โ†“ 0.7%
Holland, MI
$506
Indianapolis, IN
$503
Difference
$3.56
less

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Holland, MI has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$877
To$1,030
โ†‘ $153
1 Bed
From$1,080
To$1,170
โ†‘ $90.00
2 Bed
From$1,257
To$1,360
โ†‘ $103
3 Bed
From$1,595
To$1,760
โ†‘ $165
Holland, MIZIP-level data

1BR range: $1,240โ€“$1,320/mo

Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,887
Monthly in Holland, MI
$6,732
Monthly in Indianapolis, IN
$155
Difference

Home Values

Holland
Indianapolis
$353K
Median Value
$176K
โ†‘ +4.7%
YoY Change
โ†“ -1.1%
โ†‘ +40.7%
5-Year Change
โ†‘ +26.9%
$337K - $369K
Price Range
$109K - $340K

Homes in Indianapolis are 50% less expensive than Holland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $1.5K
Per year
Monthly Difference
$128
More take-home
Effective Rate Diff
1.0%
Rate difference

Holland, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Holland, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Holland
Indianapolis
43 Good
Air Quality
54 Moderate
68.6%
Good Air Days
36.6%
98 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
13 days
Heat Days >95ยฐF
18 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
13 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Michigan and Indiana on TaxTakeHome.com

Where your money goes further

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