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Cost of Living Comparison 2026

๐Ÿ“ Holt, MI โ€” COL adjusted from Detroit, MI area + state data

$

Numbers update automatically as you type

You'd spend $1.3K/month more in Austin, TX

$150.0K in your current city equals $166.1K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 17.9%
More expensive
Monthly Impact
$1,342
Extra cost
Annual Impact
$16.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Holt, MI

Population:26K
Cost Index:100
Median Home:$86K

Austin, TX

Population:979K
Cost Index:118
Median Home:$558K

Holt, MI

The Great Lakes State

26K
Population
State Tax
Yes

Located in Michigan, this city has a population of 26K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Holt, MI vs Austin, TX

๐Ÿ Housing
โ†‘ 107.0%
Holt, MI
$1,393
Austin, TX
$2,885
Difference
$1,491
more
๐Ÿš—Transportation
โ†“ 17.7%
Holt, MI
$1,560
Austin, TX
$1,284
Difference
$276
less
๐Ÿ“ฆOther
โ†‘ 4.7%
Holt, MI
$1,662
Austin, TX
$1,741
Difference
$78.92
more
๐ŸฅHealthcare
โ†‘ 4.8%
Holt, MI
$562
Austin, TX
$589
Difference
$26.80
more
โšกAll Utilities
โ†“ 2.6%
Holt, MI
$555
Austin, TX
$541
Difference
$14.40
less
๐Ÿ›’Groceries
โ†‘ 1.4%
Holt, MI
$946
Austin, TX
$959
Difference
$13.39
more

๐Ÿ Rent Comparison

Studio
From$549
To$1,585
โ†‘ $1,036
1 Bed
From$633
To$1,685
โ†‘ $1,052
2 Bed
From$760
To$1,995
โ†‘ $1,235
3 Bed
From$1,013
To$2,525
โ†‘ $1,512
Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,678
Monthly in Holt, MI
$7,998
Monthly in Austin, TX
$1,320
Difference

Home Values

Holt
Austin
-
Median Value
$558K
-
YoY Change
โ†“ -5%
-
5-Year Change
โ†‘ +12.6%
-
Price Range
$272K - $1.26M

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $6.4K
Per year
Monthly Difference
$531
More take-home
Effective Rate Diff
4.2%
Rate difference

Holt, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Holt, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Holt
Austin
55 Moderate
Air Quality
52 Moderate
32.8%
Good Air Days
42.6%
99 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
10 days
Heat Days >95ยฐF
98 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
10 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Michigan and Texas on TaxTakeHome.com

Where your money goes further

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