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Cost of Living Comparison 2026

📍 Homewood, AL — ZIP-level rent data · COL adjusted from Birmingham, AL area

$

Numbers update automatically as you type

You'd spend $1.8K/month more in Phoenix, AZ

$150.0K in your current city equals $171.6K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Birmingham-Hoover, AL area
Overall Cost
↑ 23.9%
More expensive
Monthly Impact
$1,796
Extra cost
Annual Impact
$21.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Homewood, AL

Population:28K
Cost Index:100
Median Home:$502K

Phoenix, AZ

Population:1608K
Cost Index:124
Median Home:$414K

Homewood, AL

The Heart of Dixie

28K
Population
State Tax
Yes

Located in Alabama, this city has a population of 28K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Homewood, AL vs Phoenix, AZ

🏠Housing
↑ 68.3%
Homewood, AL
$1,656
Phoenix, AZ
$2,788
Difference
$1,132
more
🚗Transportation
↑ 29.4%
Homewood, AL
$1,150
Phoenix, AZ
$1,489
Difference
$339
more
📦Other
↑ 11.4%
Homewood, AL
$1,506
Phoenix, AZ
$1,677
Difference
$171
more
🏥Healthcare
↑ 17.0%
Homewood, AL
$503
Phoenix, AZ
$589
Difference
$85.52
more
⚡All Utilities
↑ 6.0%
Homewood, AL
$529
Phoenix, AZ
$561
Difference
$31.97
more
🛒Groceries
↑ 2.6%
Homewood, AL
$938
Phoenix, AZ
$963
Difference
$24.83
more

🏠Rent Comparison

Studio
From$1,041
To$1,390
↑ $349
1 Bed
From$1,171
To$1,510
↑ $339
2 Bed
From$1,285
To$1,750
↑ $465
3 Bed
From$1,611
To$2,330
↑ $719
Homewood, ALZIP-level data

1BR range: $1,440–$1,440/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,284
Monthly in Homewood, AL
$8,068
Monthly in Phoenix, AZ
$1,784
Difference

Home Values

Homewood
Phoenix
$502K
Median Value
$414K
↑ +3.6%
YoY Change
↓ -3.1%
↑ +24.2%
5-Year Change
↑ +30.2%
$502K
Price Range
$274K - $957K

Homes in Phoenix are 17% less expensive than Homewood

Calculate payment - HomewoodCalculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.2K
Per year
Monthly Difference
$186
More take-home
Effective Rate Diff
1.5%
Rate difference

Homewood, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Homewood, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Homewood
Phoenix
57 Moderate
Air Quality
77 Moderate
26%
Good Air Days
9%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+2.5°F
2050 Outlook
▲+2.7°F
41 days
Heat Days >95°F
162 days
▲+2.5°F
2050 Outlook
▲+2.7°F
41 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Alabama and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

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