Honey Brook, PA vs Chatham, NY: Cost of Living

Which city costs less?

Chatham, NY has a modeled overall cost index 0.5% lower than Honey Brook, PA.

Honey Brook, PA · modeled 2BR rent
$1,500 / month
Chatham, NY · modeled 2BR rent
$1,260 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Honey Brook, PA and Chatham, NY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $136/month in Chatham, NY

$150,000 in your current city has a modeled equivalent of $151,635 in Chatham, NY

Regional cost estimates: Honey Brook, PA uses Philadelphia, PA. Chatham, NY uses Jersey City, NJ. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 0.5%
Less expensive
Monthly Impact
$136
Extra cost
Annual Impact
$1.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Honey Brook, PA

Population:2K
Cost Index:
86.0
100 = national average
Typical Home:$445K

Chatham, NY

Population:2K
Cost Index:
85.5
100 = national average
Typical Home:$472K

Planning the move to Chatham?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Honey Brook, PA

The Keystone State

2K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 2K residents.

Chatham, NY

The Empire State

2K
Population
State Tax
Yes

Located in New York, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Honey Brook, PA vs Chatham, NY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 29.4%
Honey Brook, PA
$2,004
Chatham, NY
$2,593
Difference
$590
more
Other
↓ 8.1%
Honey Brook, PA
$1,708
Chatham, NY
$1,571
Difference
$137
less
Transportation
↓ 9.4%
Honey Brook, PA
$1,367
Chatham, NY
$1,239
Difference
$128
less
Groceries
↓ 10.7%
Honey Brook, PA
$1,153
Chatham, NY
$1,030
Difference
$123
less
All Utilities
↓ 11.9%
Honey Brook, PA
$633
Chatham, NY
$558
Difference
$75.17
less
Healthcare
↑ 1.7%
Honey Brook, PA
$634
Chatham, NY
$645
Difference
$10.50
more

🏠Rent Comparison

Studio
From$1,150
To$1,100
↓ $50.00
1 Bed
From$1,250
To$1,110
↓ $140
2 Bed
From$1,500
To$1,260
↓ $240
3 Bed
From$1,800
To$1,520
↓ $280
Honey Brook, PAZIP-level data

1BR range: $1,250–$1,250/mo

Chatham, NYZIP-level data

1BR range: $1,110–$1,110/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Honey Brook, PA
$7,636
Monthly in Chatham, NY
$136
Difference

Home Values

Honey Brook
Chatham
$445K
Median Value
$472K
↑ +4%
YoY Change
↑ +3.2%
↑ +39.4%
5-Year Change
↑ +49.1%

Homes in Chatham are 6% more expensive than Honey Brook

Calculate payment - Honey BrookCalculate payment - Chatham

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.9K
More taxes
Monthly Difference
$412
Less take-home
Effective Rate Diff
3.3%
Rate difference

Honey Brook, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Chatham, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Additional Tax Information

Honey Brook, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

Chatham, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Honey Brook
Chatham
52 Moderate
Air Quality
41 Good
47.3%
Good Air Days
71.3%
100 Very High
Climate Risk
97 High
🌊🌅🌀
Top Hazards
🌊🌅🌡
▲+2.9°F
2050 Outlook
▲+2.8°F
22 days
Heat Days >95°F
12 days
▲+2.9°F
2050 Outlook
▲+2.8°F
22 days
Heat Days >95°F
12 days

Before moving from Honey Brook, PA to Chatham, NY

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Chatham, NY for the same bedroom count and included utilities as your home in Honey Brook, PA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Honey Brook to Chatham moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Chatham, NY by cost, housing, population and region.

Frequently Asked Questions: Honey Brook, PA vs Chatham, NY

How do the cost estimates for Honey Brook, PA and Chatham, NY compare?

Chatham, NY has a modeled overall cost index 0.5% lower than Honey Brook, PA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Honey Brook, PA, the model estimates $151,635 in Chatham, NY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Honey Brook, PA and Chatham, NY?

The modeled two-bedroom rents are $1,500/month in Honey Brook, PA and $1,260/month in Chatham, NY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Pennsylvania and New York on TaxTakeHome.com

Similar cost to Chatham, NY

Other cities in a similar price range

Raleigh, NCCharlotte, NCSan Antonio, TX

Want to compare different cities?

New Comparison