Honey Grove, TX vs Three Rivers, TX: Cost of Living

Which city costs less?

Three Rivers, TX has a modeled overall cost index 15.7% lower than Honey Grove, TX.

Honey Grove, TX · modeled 2BR rent
$970 / month
Three Rivers, TX · modeled 2BR rent
$1,020 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Honey Grove, TX and Three Rivers, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $1,079/month in Three Rivers, TX

$150,000 in your current city has a modeled equivalent of $137,051 in Three Rivers, TX

Regional cost estimates: Honey Grove, TX uses Plano, TX. Three Rivers, TX uses San Antonio, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 15.7%
Less expensive
Monthly Impact
$1,079
Savings
Annual Impact
$12.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Honey Grove, TX

Population:2K
Cost Index:
89.2
100 = national average
Typical Home:$241K

Three Rivers, TX

Population:2K
Cost Index:
75.2
100 = national average
Typical Home:$209K

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Honey Grove, TX

The Lone Star State

2K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 2K residents.

💡 Advantage: Texas has no state income tax!

Three Rivers, TX

The Lone Star State

2K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 2K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Honey Grove, TX vs Three Rivers, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 22.2%
Honey Grove, TX
$2,242
Three Rivers, TX
$1,745
Difference
$497
less
Other
↓ 15.9%
Honey Grove, TX
$1,810
Three Rivers, TX
$1,521
Difference
$288
less
Healthcare
↓ 17.4%
Honey Grove, TX
$648
Three Rivers, TX
$535
Difference
$113
less
Groceries
↓ 7.6%
Honey Grove, TX
$1,004
Three Rivers, TX
$928
Difference
$75.84
less
All Utilities
↓ 12.7%
Honey Grove, TX
$577
Three Rivers, TX
$503
Difference
$73.36
less
Transportation
↓ 2.6%
Honey Grove, TX
$1,220
Three Rivers, TX
$1,188
Difference
$31.51
less

🏠Rent Comparison

Studio
From$680
To$770
↑ $90.00
1 Bed
From$750
To$780
↑ $30.00
2 Bed
From$970
To$1,020
↑ $50.00
3 Bed
From$1,350
To$1,300
↓ $50.00
Honey Grove, TXZIP-level data

1BR range: $750–$750/mo

Three Rivers, TXZIP-level data

1BR range: $780–$780/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Honey Grove, TX
$6,421
Monthly in Three Rivers, TX
$1,079
Difference

Home Values

Honey Grove
Three Rivers
$241K
Median Value
$209K
↑ +0.7%
YoY Change
↓ -3.3%
↑ +27.5%
5-Year Change
↓ -1.1%

Homes in Three Rivers are 13% less expensive than Honey Grove

Calculate payment - Honey GroveCalculate payment - Three Rivers

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Honey Grove, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Three Rivers, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Honey Grove, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Three Rivers, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Honey Grove
Three Rivers
40 Good
Air Quality
52 Moderate
77.5%
Good Air Days
47.5%
99 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.7°F
2050 Outlook
▲+2.6°F
81 days
Heat Days >95°F
105 days
▲+2.7°F
2050 Outlook
▲+2.6°F
81 days
Heat Days >95°F
105 days

Before moving from Honey Grove, TX to Three Rivers, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Three Rivers, TX for the same bedroom count and included utilities as your home in Honey Grove, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Honey Grove to Three Rivers moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Three Rivers, TX by cost, housing, population and region.

Frequently Asked Questions: Honey Grove, TX vs Three Rivers, TX

How do the cost estimates for Honey Grove, TX and Three Rivers, TX compare?

Three Rivers, TX has a modeled overall cost index 15.7% lower than Honey Grove, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Honey Grove, TX, the model estimates $137,051 in Three Rivers, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Honey Grove, TX and Three Rivers, TX?

The modeled two-bedroom rents are $970/month in Honey Grove, TX and $1,020/month in Three Rivers, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Where your money goes further

Cities cheaper than Honey Grove, TX on a $150.0K salary

1.St. Louis, MO
Save $7.93/mo

Similar cost to Three Rivers, TX

Other cities in a similar price range

Indianapolis, INSt. Louis, MO

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