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Cost of Living Comparison 2026

📍 Hoover, AL — ZIP-level rent data · COL adjusted from Birmingham, AL area

$

Numbers update automatically as you type

You'd spend $1.5K/month more in Phoenix, AZ

$150.0K in your current city equals $168.6K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Birmingham-Hoover, AL area
Overall Cost
↑ 20.7%
More expensive
Monthly Impact
$1,549
Extra cost
Annual Impact
$18.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Hoover, AL

Population:92K
Cost Index:100
Median Home:$463K

Phoenix, AZ

Population:1608K
Cost Index:121
Median Home:$414K

Hoover, AL

The Heart of Dixie

92K
Population
State Tax
Yes

Located in Alabama, this city has a population of 92K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Hoover, AL vs Phoenix, AZ

🏠Housing
↑ 63.9%
Hoover, AL
$1,702
Phoenix, AZ
$2,788
Difference
$1,087
more
🚗Transportation
↑ 26.0%
Hoover, AL
$1,182
Phoenix, AZ
$1,489
Difference
$307
more
📦Other
↑ 8.4%
Hoover, AL
$1,547
Phoenix, AZ
$1,677
Difference
$130
more
🏥Healthcare
↑ 15.4%
Hoover, AL
$510
Phoenix, AZ
$589
Difference
$78.70
more
⚡All Utilities
↑ 4.6%
Hoover, AL
$536
Phoenix, AZ
$561
Difference
$24.79
more
🛒Groceries
↑ 1.3%
Hoover, AL
$951
Phoenix, AZ
$963
Difference
$12.11
more

🏠Rent Comparison

Studio
From$1,053
To$1,390
↑ $337
1 Bed
From$1,187
To$1,510
↑ $323
2 Bed
From$1,304
To$1,750
↑ $446
3 Bed
From$1,630
To$2,330
↑ $700
Hoover, ALZIP-level data

1BR range: $1,420–$1,420/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,428
Monthly in Hoover, AL
$8,068
Monthly in Phoenix, AZ
$1,640
Difference

Home Values

Hoover
Phoenix
$463K
Median Value
$414K
↑ +1%
YoY Change
↓ -3.1%
↑ +28.7%
5-Year Change
↑ +30.2%
$463K
Price Range
$274K - $957K

Homes in Phoenix are 11% less expensive than Hoover

Calculate payment - HooverCalculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.2K
Per year
Monthly Difference
$186
More take-home
Effective Rate Diff
1.5%
Rate difference

Hoover, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Hoover, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hoover
Phoenix
57 Moderate
Air Quality
77 Moderate
26%
Good Air Days
9%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+2.5°F
2050 Outlook
▲+2.7°F
41 days
Heat Days >95°F
162 days
▲+2.5°F
2050 Outlook
▲+2.7°F
41 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Alabama and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

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