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Cost of Living Comparison 2026

๐Ÿ“ Hopkinsville, KY โ€” ZIP-level rent data ยท COL adjusted from Nashville, TN area

$

Numbers update automatically as you type

You'd spend $1.2K/month more in Nashville, TN

$150.0K in your current city equals $164.2K in Nashville, TN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 15.8%
More expensive
Monthly Impact
$1,183
Extra cost
Annual Impact
$14.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Hopkinsville, KY

Population:31K
Cost Index:100
Median Home:$190K

Nashville, TN

Population:689K
Cost Index:116
Median Home:$489K

Hopkinsville, KY

The Bluegrass State

31K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 31K residents.

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMusic City USA
  • โ€ขCountry music capital
  • โ€ขHealthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Hopkinsville, KY vs Nashville, TN

๐Ÿ Housing
โ†‘ 28.6%
Hopkinsville, KY
$2,061
Nashville, TN
$2,651
Difference
$590
more
๐Ÿ“ฆOther
โ†‘ 15.8%
Hopkinsville, KY
$1,677
Nashville, TN
$1,942
Difference
$265
more
๐Ÿš—Transportation
โ†‘ 15.8%
Hopkinsville, KY
$1,109
Nashville, TN
$1,284
Difference
$175
more
๐Ÿ›’Groceries
โ†‘ 7.6%
Hopkinsville, KY
$882
Nashville, TN
$949
Difference
$67.02
more
๐ŸฅHealthcare
โ†‘ 7.6%
Hopkinsville, KY
$564
Nashville, TN
$607
Difference
$42.87
more
โšกAll Utilities
โ†‘ 7.6%
Hopkinsville, KY
$482
Nashville, TN
$519
Difference
$36.65
more

๐Ÿ›๏ธ Local Income Taxes

Hopkinsville, KY: Hopkinsville Occupational Tax$2,250/yr (1.5%)

Nashville, TN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$705
To$1,600
โ†‘ $895
1 Bed
From$712
To$1,680
โ†‘ $968
2 Bed
From$874
To$1,840
โ†‘ $966
3 Bed
From$1,211
To$2,350
โ†‘ $1,139
Hopkinsville, KYZIP-level data

1BR range: $970โ€“$970/mo

Nashville, TNZIP-level data

1BR range: $1,320โ€“$2,230/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,776
Monthly in Hopkinsville, KY
$7,952
Monthly in Nashville, TN
$1,176
Difference

Home Values

Hopkinsville
Nashville
$190K
Median Value
$489K
โ†‘ +3.1%
YoY Change
โ†“ -2.1%
โ†‘ +54.1%
5-Year Change
โ†‘ +32.1%
$190K
Price Range
$320K - $1.16M

Homes in Nashville are 157% more expensive than Hopkinsville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.5K
Per year
Monthly Difference
$625
More take-home
Effective Rate Diff
5.0%
Rate difference

Hopkinsville, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Hopkinsville, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hopkinsville
Nashville
50 Good
Air Quality
50 Good
51.6%
Good Air Days
51.6%
97 High
Climate Risk
97 High
๐ŸŒŠ๐Ÿซจ๐ŸŒช
Top Hazards
๐ŸŒŠ๐Ÿซจ๐ŸŒช
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
42 days
Heat Days >95ยฐF
42 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
42 days
Heat Days >95ยฐF
42 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Kentucky and Tennessee on TaxTakeHome.com

Where your money goes further

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