Is St. Louis, MO cheaper than Horizon West, FL?

Based on cost of living data, St. Louis, MO is 12.4% cheaper than Horizon West, FL. This translates to saving $927 per month.

What salary do I need in St. Louis, MO to live like I do in Horizon West, FL?

If you earn $150,000 in Horizon West, FL, you'd need approximately $138,873.718 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Horizon West, FL and St. Louis, MO?

Housing in St. Louis, MO is 20.2% cheaper than in Horizon West, FL. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,434/month in Horizon West, FL.

How much can I save per month by moving from Horizon West, FL to St. Louis, MO?

Moving from Horizon West, FL to St. Louis, MO could save you approximately $927 per month, or $11126 per year, based on a $150,000 salary.

Horizon West, FL vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Horizon West, FL — COL adjusted from Orlando, FL area + state data

Current salary in Horizon West, FL

Numbers update automatically as you type

You'd save $927/month moving to St. Louis, MO

$150.0K in your current city equals $138.9K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 12.4%

Less expensive

Monthly Impact

$927

Savings

Annual Impact

$11.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Horizon West, FL

Population:58K

Cost Index:100

Median Home:$390K

St. Louis, MO

Population:302K

Cost Index:88

Median Home:$145K

Horizon West, FL

The Sunshine State

58K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 58K residents.

💡 Advantage: Florida has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Horizon West, FL vs St. Louis, MO

Category	Horizon West, FL	St. Louis, MO	Difference	Change
🏠Housing	$2,344/mo	$1,871/mo	↓ $473less	20.2%
📦Other	$1,743/mo	$1,607/mo	↓ $135less	7.8%
🛒Groceries	$1,001/mo	$949/mo	↓ $51.34less	5.1%
🏥Healthcare	$560/mo	$527/mo	↓ $32.96less	5.9%
⚡All Utilities	$563/mo	$535/mo	↓ $27.77less	4.9%
🚗Transportation	$1,238/mo	$1,216/mo	↓ $21.83less	1.8%

🏠Housing

↓ 20.2%

Horizon West, FL

$2,344

St. Louis, MO

$1,871

Difference

$473

less

📦Other

↓ 7.8%

Horizon West, FL

$1,743

St. Louis, MO

$1,607

Difference

$135

less

🛒Groceries

↓ 5.1%

Horizon West, FL

$1,001

St. Louis, MO

$949

Difference

$51.34

less

🏥Healthcare

↓ 5.9%

Horizon West, FL

$560

St. Louis, MO

$527

Difference

$32.96

less

⚡All Utilities

↓ 4.9%

Horizon West, FL

$563

St. Louis, MO

$535

Difference

$27.77

less

🚗Transportation

↓ 1.8%

Horizon West, FL

$1,238

St. Louis, MO

$1,216

Difference

$21.83

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Horizon West, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$983

To$910

↓ $73.00

1 Bed

From$1,147

To$950

↓ $197

2 Bed

From$1,434

To$1,160

↓ $274

3 Bed

From$1,966

To$1,490

↓ $476

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,448

Monthly in Horizon West, FL

$6,705

Monthly in St. Louis, MO

$743

Difference

Home Values

Horizon West

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Horizon West, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Horizon West, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.