MN
MoveNumbers
MoveNumbers
Tap to swap

Cost of Living Comparison 2026

📍 Horn Lake, MS — ZIP-level rent data · COL adjusted from Memphis, TN area

$

Numbers update automatically as you type

You'd spend $1.6K/month more in Charlotte, NC

$150.0K in your current city equals $169.0K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Memphis, TN-MS-AR area
Overall Cost
↑ 21.1%
More expensive
Monthly Impact
$1,586
Extra cost
Annual Impact
$19.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Horn Lake, MS

Population:26K
Cost Index:100
Median Home:$198K

Charlotte, NC

Population:875K
Cost Index:121
Median Home:$399K

Horn Lake, MS

The Magnolia State

26K
Population
State Tax
Yes

Located in Mississippi, this city has a population of 26K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Major banking center
  • •NASCAR headquarters
  • •Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Horn Lake, MS vs Charlotte, NC

🏠Housing
↑ 59.7%
Horn Lake, MS
$1,546
Charlotte, NC
$2,469
Difference
$923
more
📦Other
↑ 9.6%
Horn Lake, MS
$1,559
Charlotte, NC
$1,707
Difference
$149
more
🏥Healthcare
↑ 25.6%
Horn Lake, MS
$508
Charlotte, NC
$638
Difference
$130
more
🛒Groceries
↑ 9.1%
Horn Lake, MS
$906
Charlotte, NC
$989
Difference
$82.92
more
🚗Transportation
↑ 3.9%
Horn Lake, MS
$1,157
Charlotte, NC
$1,202
Difference
$44.71
more
⚡All Utilities
↑ 1.5%
Horn Lake, MS
$511
Charlotte, NC
$519
Difference
$7.67
more

🏠Rent Comparison

Studio
From$926
To$1,630
↑ $704
1 Bed
From$1,005
To$1,710
↑ $705
2 Bed
From$1,108
To$1,870
↑ $762
3 Bed
From$1,464
To$2,300
↑ $836
Horn Lake, MSZIP-level data

1BR range: $1,270–$1,270/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,188
Monthly in Horn Lake, MS
$7,525
Monthly in Charlotte, NC
$1,337
Difference

Home Values

Horn Lake
Charlotte
$198K
Median Value
$399K
↓ -0.4%
YoY Change
↓ -1.1%
↑ +33.2%
5-Year Change
↑ +40.8%
$198K
Price Range
$293K - $1.57M

Homes in Charlotte are 102% more expensive than Horn Lake

Calculate payment - Horn LakeCalculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $225
Per year
Monthly Difference
$18.75
More take-home
Effective Rate Diff
0.2%
Rate difference

Horn Lake, MS

Federal Income Tax
Effective: 18.9%
$25.5K
Mississippi State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,803/month
$105.6K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Horn Lake, MS Tax Rates

Sales Tax:7.1%
Property Tax:0.6%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Horn Lake
Charlotte
55 Moderate
Air Quality
51 Moderate
34.4%
Good Air Days
46.2%
99 High
Climate Risk
97 High
🌊🌡🫨
Top Hazards
🌊🌪💨
▲+2.8°F
2050 Outlook
▲+2.9°F
54 days
Heat Days >95°F
36 days
▲+2.8°F
2050 Outlook
▲+2.9°F
54 days
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between Mississippi and North Carolina on TaxTakeHome.com

Similar cost to Charlotte, NC

Other cities in a similar price range

Austin, TXNashville, TNTampa, FL

Want to compare different cities?

New Comparison