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Cost of Living Comparison 2026

๐Ÿ“ Horn Lake, MS โ€” ZIP-level rent data ยท COL adjusted from Memphis, TN area

$

Numbers update automatically as you type

You'd spend $2.1K/month more in Tampa, FL

$150.0K in your current city equals $175.8K in Tampa, FL

Rent data from HUD ZIP-level estimates ยท COL index from Memphis, TN-MS-AR area
Overall Cost
โ†‘ 28.6%
More expensive
Monthly Impact
$2,148
Extra cost
Annual Impact
$25.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Horn Lake, MS

Population:26K
Cost Index:100
Median Home:$198K

Tampa, FL

Population:385K
Cost Index:129
Median Home:$367K

Horn Lake, MS

The Magnolia State

26K
Population
State Tax
Yes

Located in Mississippi, this city has a population of 26K residents.

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor Tampa Bay area
  • โ€ขNo state income tax
  • โ€ขGrowing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Horn Lake, MS vs Tampa, FL

๐Ÿ Housing
โ†‘ 74.8%
Horn Lake, MS
$1,546
Tampa, FL
$2,703
Difference
$1,157
more
๐Ÿ“ฆOther
โ†‘ 16.0%
Horn Lake, MS
$1,559
Tampa, FL
$1,808
Difference
$249
more
๐Ÿš—Transportation
โ†‘ 10.9%
Horn Lake, MS
$1,157
Tampa, FL
$1,284
Difference
$127
more
๐Ÿ›’Groceries
โ†‘ 12.5%
Horn Lake, MS
$906
Tampa, FL
$1,019
Difference
$113
more
โšกAll Utilities
โ†‘ 12.2%
Horn Lake, MS
$511
Tampa, FL
$574
Difference
$62.31
more
๐ŸฅHealthcare
โ†‘ 12.2%
Horn Lake, MS
$508
Tampa, FL
$570
Difference
$61.85
more

๐Ÿ Rent Comparison

Studio
From$926
To$1,850
โ†‘ $924
1 Bed
From$1,005
To$1,960
โ†‘ $955
2 Bed
From$1,108
To$2,290
โ†‘ $1,182
3 Bed
From$1,464
To$2,930
โ†‘ $1,466
Horn Lake, MSZIP-level data

1BR range: $1,270โ€“$1,270/mo

Tampa, FLZIP-level data

1BR range: $1,410โ€“$2,550/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,188
Monthly in Horn Lake, MS
$7,958
Monthly in Tampa, FL
$1,770
Difference

Home Values

Horn Lake
Tampa
$198K
Median Value
$367K
โ†“ -0.4%
YoY Change
โ†“ -4%
โ†‘ +33.2%
5-Year Change
โ†‘ +42.1%
$198K
Price Range
$251K - $989K

Homes in Tampa are 86% more expensive than Horn Lake

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.3K
Per year
Monthly Difference
$613
More take-home
Effective Rate Diff
4.9%
Rate difference

Horn Lake, MS

Federal Income Tax
Effective: 18.9%
$25.5K
Mississippi State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,803/month
$105.6K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Horn Lake, MS Tax Rates

Sales Tax:7.1%
Property Tax:0.6%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Horn Lake
Tampa
55 Moderate
Air Quality
50 Good
34.4%
Good Air Days
52.5%
99 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
54 days
Heat Days >95ยฐF
38 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
54 days
Heat Days >95ยฐF
38 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Mississippi and Florida on TaxTakeHome.com

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