Horseshoe Bend, AR vs South Fulton, TN: Cost of Living

Which city costs less?

South Fulton, TN has a modeled overall cost index 4.5% higher than Horseshoe Bend, AR.

Horseshoe Bend, AR · modeled 2BR rent
$890 / month
South Fulton, TN · modeled 2BR rent
$960 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Horseshoe Bend, AR and South Fulton, TN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $284/month in South Fulton, TN

$150,000 in your current city has a modeled equivalent of $153,411 in South Fulton, TN

Regional cost estimates: Horseshoe Bend, AR uses Memphis, TN. South Fulton, TN uses Memphis, TN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 4.5%
More expensive
Monthly Impact
$284
Extra cost
Annual Impact
$3.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Horseshoe Bend, AR

Population:3K
Cost Index:
68.2
100 = national average
Typical Home:$142K

South Fulton, TN

Population:2K
Cost Index:
71.3
100 = national average
Typical Home:$149K

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Horseshoe Bend, AR

The Natural State

3K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 3K residents.

South Fulton, TN

The Volunteer State

2K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 2K residents.

💡 Advantage: Tennessee has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Horseshoe Bend, AR vs South Fulton, TN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 4.5%
Horseshoe Bend, AR
$1,841
South Fulton, TN
$1,925
Difference
$83.70
more
Housing
↑ 4.5%
Horseshoe Bend, AR
$1,826
South Fulton, TN
$1,909
Difference
$83.03
more
Transportation
↑ 4.5%
Horseshoe Bend, AR
$1,367
South Fulton, TN
$1,429
Difference
$62.15
more
Groceries
↑ 2.2%
Horseshoe Bend, AR
$1,160
South Fulton, TN
$1,186
Difference
$26.08
more
All Utilities
↑ 2.2%
Horseshoe Bend, AR
$655
South Fulton, TN
$669
Difference
$14.71
more
Healthcare
↑ 2.2%
Horseshoe Bend, AR
$650
South Fulton, TN
$665
Difference
$14.62
more

🏠Rent Comparison

Studio
From$640
To$750
↑ $110
1 Bed
From$720
To$750
↑ $30.00
2 Bed
From$890
To$960
↑ $70.00
3 Bed
From$1,220
To$1,230
↑ $10.00
Horseshoe Bend, ARZIP-level data

1BR range: $720–$720/mo

South Fulton, TNZIP-level data

1BR range: $750–$750/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Horseshoe Bend, AR
$7,784
Monthly in South Fulton, TN
$284
Difference

Home Values

Horseshoe Bend
South Fulton
$142K
Median Value
$149K
↓ -0.4%
YoY Change
↑ +3.9%
↑ +48%
5-Year Change
↑ +52.9%

Homes in South Fulton are 5% more expensive than Horseshoe Bend

Calculate payment - Horseshoe BendCalculate payment - South Fulton

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $9.0K
Per year
Monthly Difference
$752
More take-home
Effective Rate Diff
6.0%
Rate difference

Horseshoe Bend, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

South Fulton, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Horseshoe Bend, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

South Fulton, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Horseshoe Bend
South Fulton
55 Moderate
Air Quality
55 Moderate
34.4%
Good Air Days
34.4%
99 High
Climate Risk
99 High
🌊🌡🫨
Top Hazards
🌊🌡🫨
▲+2.8°F
2050 Outlook
▲+2.8°F
54 days
Heat Days >95°F
54 days
▲+2.8°F
2050 Outlook
▲+2.8°F
54 days
Heat Days >95°F
54 days

Before moving from Horseshoe Bend, AR to South Fulton, TN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in South Fulton, TN for the same bedroom count and included utilities as your home in Horseshoe Bend, AR. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Horseshoe Bend to South Fulton moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to South Fulton, TN by cost, housing, population and region.

Frequently Asked Questions: Horseshoe Bend, AR vs South Fulton, TN

How do the cost estimates for Horseshoe Bend, AR and South Fulton, TN compare?

South Fulton, TN has a modeled overall cost index 4.5% higher than Horseshoe Bend, AR. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Horseshoe Bend, AR, the model estimates $153,411 in South Fulton, TN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Horseshoe Bend, AR and South Fulton, TN?

The modeled two-bedroom rents are $890/month in Horseshoe Bend, AR and $960/month in South Fulton, TN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Arkansas and Tennessee on TaxTakeHome.com

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