Cost of Living Comparison 2026
📍 Hot Springs, AR — COL adjusted from Memphis, TN area + state data
Numbers update automatically as you type
You'd spend $1.6K/month more in Charlotte, NC
$150.0K in your current city equals $168.9K in Charlotte, NC
Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.
Hot Springs, AR
Charlotte, NC
Hot Springs, AR
The Natural State
Located in Arkansas, this city has a population of 38K residents.
Charlotte, NC
The Tar Heel State
Notable Facts
- •Major banking center
- •NASCAR headquarters
- •Queen City
Major Industries
Cost Breakdown by Category
Annual spending: Hot Springs, AR vs Charlotte, NC
| Category | Hot Springs, AR | Charlotte, NC | Difference | Change |
|---|---|---|---|---|
🏠Housing | $1,548/mo | $2,469/mo | ↑ $921more | 59.5% |
📦Other | $1,560/mo | $1,707/mo | ↑ $147more | 9.4% |
🏥Healthcare | $508/mo | $638/mo | ↑ $130more | 25.5% |
🛒Groceries | $907/mo | $989/mo | ↑ $82.49more | 9.1% |
🚗Transportation | $1,158/mo | $1,202/mo | ↑ $43.62more | 3.8% |
⚡All Utilities | $512/mo | $519/mo | ↑ $7.43more | 1.5% |
🏠Rent Comparison
1BR range: $1,340–$2,310/mo
💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.
Home Values
Source: Zillow Home Value Index (ZHVI), January 2026
Tax Comparison
Annual tax burden comparison at $150.0K salary
Hot Springs, AR
Charlotte, NC
Additional Tax Information
Hot Springs, AR Tax Rates
Charlotte, NC Tax Rates
💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.
Environment
💰 See how taxes change too — compare take-home pay between Arkansas and North Carolina on TaxTakeHome.com
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