Hot Springs, SD vs Kansas City, MO: Cost of Living

Which city costs less?

Kansas City, MO has a modeled overall cost index 34.3% higher than Hot Springs, SD.

Hot Springs, SD · modeled 2BR rent
$1,140 / month
Kansas City, MO · modeled 2BR rent
$1,460 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Hot Springs, SD and Kansas City, MO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $2,150/month in Kansas City, MO

$150,000 in your current city has a modeled equivalent of $175,806 in Kansas City, MO

Regional cost estimates: Hot Springs, SD uses Denver, CO. Kansas City, MO uses Kansas City, MO-KS Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 34.3%
More expensive
Monthly Impact
$2,150
Extra cost
Annual Impact
$25.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Hot Springs, SD

Population:4K
Cost Index:
67.0
100 = national average
Typical Home:$320K

Kansas City, MO

Population:508K
Cost Index:
90.0
100 = national average
Typical Home:$257K

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Hot Springs, SD

The Mount Rushmore State

4K
Population
State Tax
No Income Tax

Located in South Dakota, this city has a population of 4K residents.

💡 Advantage: South Dakota has no state income tax!

Kansas City, MO

The Show-Me State

508K
Population
State Tax
Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Estimated monthly spending: Hot Springs, SD vs Kansas City, MO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 48.6%
Hot Springs, SD
$1,487
Kansas City, MO
$2,209
Difference
$723
more
Transportation
↑ 36.5%
Hot Springs, SD
$1,224
Kansas City, MO
$1,671
Difference
$447
more
Housing
↑ 18.2%
Hot Springs, SD
$2,449
Kansas City, MO
$2,894
Difference
$445
more
Groceries
↑ 18.2%
Hot Springs, SD
$1,105
Kansas City, MO
$1,305
Difference
$201
more
All Utilities
↑ 32.1%
Hot Springs, SD
$557
Kansas City, MO
$736
Difference
$179
more
Healthcare
↑ 23.1%
Hot Springs, SD
$678
Kansas City, MO
$835
Difference
$157
more

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Hot Springs, SD has no local income tax recorded in this dataset.

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio
From$790
To$1,180
↑ $390
1 Bed
From$870
To$1,280
↑ $410
2 Bed
From$1,140
To$1,460
↑ $320
3 Bed
From$1,390
To$1,900
↑ $510
Hot Springs, SDZIP-level data

1BR range: $870–$870/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Hot Springs, SD
$9,650
Monthly in Kansas City, MO
$2,150
Difference

Home Values

Hot Springs
Kansas City
$320K
Median Value
$257K
↑ +5.2%
YoY Change
↑ +0.6%
↑ +40.9%
5-Year Change
↑ +32.2%
$320K
Price Range
$80K - $587K

Homes in Kansas City are 20% less expensive than Hot Springs

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $7.9K
More taxes
Monthly Difference
$661
Less take-home
Effective Rate Diff
5.3%
Rate difference

Hot Springs, SD

Federal Income Tax
Effective: 18.9%
$25.5K
South Dakota State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Kansas City, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Hot Springs, SD Tax Rates

Sales Tax:6.4%
Property Tax:1.3%

Kansas City, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hot Springs
Kansas City
55 Moderate
Air Quality
46 Good
35.2%
Good Air Days
59.3%
95 High
Climate Risk
97 High
🌊🌪💨
Top Hazards
🌊🌡🌪
▲+3.3°F
2050 Outlook
▲+3.3°F
28 days
Heat Days >95°F
44 days
▲+3.3°F
2050 Outlook
▲+3.3°F
28 days
Heat Days >95°F
44 days

Before moving from Hot Springs, SD to Kansas City, MO

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Kansas City, MO for the same bedroom count and included utilities as your home in Hot Springs, SD. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Hot Springs to Kansas City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Kansas City, MO by cost, housing, population and region.

Frequently Asked Questions: Hot Springs, SD vs Kansas City, MO

How do the cost estimates for Hot Springs, SD and Kansas City, MO compare?

Kansas City, MO has a modeled overall cost index 34.3% higher than Hot Springs, SD. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Hot Springs, SD, the model estimates $175,806 in Kansas City, MO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Hot Springs, SD and Kansas City, MO?

The modeled two-bedroom rents are $1,140/month in Hot Springs, SD and $1,460/month in Kansas City, MO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between South Dakota and Missouri on TaxTakeHome.com

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