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Houston, TX

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Portland, OR

Cost of Living Comparison 2026

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You'd spend $2.6K/month more in Portland, OR

$150.0K in your current city equals $181.2K in Portland, OR

Rent data from HUD ZIP-level estimates · COL index from Houston-The Woodlands-Sugar Land, TX area
Overall Cost
34.7%
More expensive
Monthly Impact
$2,604
Extra cost
Annual Impact
$31.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Houston, TX

Population:2305K
Cost Index:100
Median Home:$245K

Portland, OR

Population:641K
Cost Index:135
Median Home:$535K

Houston, TX

The Lone Star State

2.3M
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Energy capital of the world
  • NASA Mission Control
  • Diverse port city

Major Industries

EnergyAerospaceHealthcareInternational Trade

Portland, OR

The Beaver State

641K
Population
State Tax
Yes
Climate
Oceanic

Notable Facts

  • Craft beer capital
  • Foodie destination
  • Keep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Cost Breakdown by Category

Annual spending: Houston, TX vs Portland, OR

🏠Housing
114.7%
Houston, TX
$2,191
Portland, OR
$4,704
Difference
$2,513
more
🚗Transportation
18.8%
Houston, TX
$1,449
Portland, OR
$1,721
Difference
$272
more
🛒Groceries
17.3%
Houston, TX
$911
Portland, OR
$1,069
Difference
$158
more
📦Other
8.9%
Houston, TX
$1,768
Portland, OR
$1,925
Difference
$157
more
🏥Healthcare
18.0%
Houston, TX
$562
Portland, OR
$663
Difference
$101
more
All Utilities
13.9%
Houston, TX
$552
Portland, OR
$475
Difference
$77.05
less

🏛️ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Houston, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,220
To$1,555
$335
1 Bed
From$1,260
To$1,655
$395
2 Bed
From$1,500
To$1,900
$400
3 Bed
From$2,020
To$2,590
$570
Houston, TXZIP-level data

1BR range: $880$1,980/mo

Portland, ORZIP-level data

1BR range: $1,580$2,030/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,434
Monthly in Houston, TX
$10,557
Monthly in Portland, OR
$3,124
Difference

Home Values

Houston
Portland
$245K
Median Value
$535K
↓ -3.1%
YoY Change
↓ -1.2%
↑ +23.4%
5-Year Change
↑ +7.2%
$138K - $1.64M
Price Range
$351K - $760K

Homes in Portland are 118% more expensive than Houston

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$15.5K
More taxes
Monthly Difference
$1,293
Less take-home
Effective Rate Diff
10.3%
Rate difference

Houston, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Portland, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Additional Tax Information

Houston, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Portland, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Houston
Portland
61 Moderate
Air Quality
35 Good
13.7%
Good Air Days
85%
100 Very High
Climate Risk
98 High
🌊🌅🌀
Top Hazards
🌊🌡🫨
+2.2°F
2050 Outlook
+2.5°F
64 days
Heat Days >95°F
9 days
+2.2°F
2050 Outlook
+2.5°F
64 days
Heat Days >95°F
9 days

💰 See how taxes change too — compare take-home pay between Texas and Oregon on TaxTakeHome.com

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